| Revenue growth | FY26 total income up 48.75% YoY to ₹209.86 Cr. |
|---|---|
| Margins | Cost of borrowing reduced to 11.2% in FY26 from 11.5%. |
| Demand visibility | Strong gold loan demand in underbanked Tier 2/3 markets. |
| Management confidence | High; highlighted nearly 10x AUM growth compared to FY23. |
Growth
FY26 PAT grew 49% YoY to ₹26.03 Cr; AUM up 149% YoY to ₹1,096 Cr.
Outlook
Targeting high-quality AUM growth via co-lending partnerships (Godrej, RBL) and 30-45 day rapid branch rollouts.
Risks
Transition to Middle Layer NBFC increased provisioning; credit risk in unsecured personal loan segment (3.8% AUM).
Earnings Call filed with BSE, NSE: FINKURVE. Summary written with AI assistance from the document.
Finkurve Financial Services Ltd: key numbers
- Share price
- ₹69.31
- Market cap
- ₹970.7 Cr
- Revenue (annual)
- ₹207.2 Cr
- Net profit (annual)
- ₹26.03 Cr
- P/E (TTM)
- 33.0×Sector 22.0×
- Promoter holding
- 56.21%-0.03% QoQ
- FII holding
- 7.30%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Finkurve Financial Services Ltd
All →Finkurve Financial Services Debt & Borrowing: ₹1.44 Cr
Finkurve Financial Services paid interest on its NCDs (ISIN: INE734I07123). The total interest amount paid was Rs. 1.44 Crore.
- Value
- ₹1.44 Cr
Finkurve Financial Services Debt & Borrowing: ₹0.22 Cr
Finkurve paid Rs. 0.22 Crore monthly NCD interest (ISIN INE734I07099) before the due date. Payment made September 23, 2026, per Reg 57 terms.
- Value
- ₹0.22 Cr
Finkurve Financial Services Debt & Borrowing
Finkurve Financial Services has fixed record dates in October 2026 for interest payments on its various outstanding Non-Convertible Debentures (NCDs).
Finkurve Financial Services Debt & Borrowing: ₹2.6 Cr
Finkurve confirmed quarterly interest of Rs.2.60 Crore paid on its Rs.100 Crore NCDs (ISIN INE734I07115). No redemption occurred for this period.
- Value
- ₹2.60 Cr
Finkurve Financial Services Debt & Borrowing: ₹0.53 Cr
Finkurve Financial Services paid Rs. 0.53 Crore monthly interest on its Rs. 60 Crore NCDs. Payment was made on September 10, 2026, ahead of the due date.
- Value
- ₹0.53 Cr
Finkurve Financial Services Debt & Borrowing: ₹1.63 Cr
Finkurve Financial Services has confirmed the timely payment of interest on its Non-Convertible Debentures. Two tranches received interest payments totaling Rs.1.63 Crore.
- Value
- ₹1.63 Cr