ALFA Finder| Revenue growth | 71% YoY for the quarter. |
|---|---|
| Margins | Cost of funds at 11.2%; aiming to maintain or reduce. |
| Demand visibility | Strong momentum in South Indian gold loan market. |
| Management confidence | High, citing record low NPAs and healthy capital adequacy. |
Growth
AUM grew 149% YoY to ₹1,096cr. Total quarterly income rose 71% to ₹69cr; PAT increased 105% YoY.
Outlook
Guided 40-50% YoY AUM and branch growth; targeting ₹5,000cr AUM by FY29 with 17-18% ROE benchmarks.
Risks
Global geopolitical uncertainty and market volatility mentioned; credit rating journey to 'A' range requires sustained performance.
Earnings Call filed with BSE, NSE: FINKURVE. Summary written with AI assistance from the document.
Finkurve Financial Services Ltd: key numbers
- Share price
- ₹69.83
- Market cap
- ₹978.0 Cr
- Revenue (annual)
- ₹207.2 Cr
- Net profit (annual)
- ₹26.03 Cr
- P/E (TTM)
- 29.6×Sector 20.8×
- Promoter holding
- 56.21%+0.00% QoQ
- FII holding
- 7.80%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Finkurve Financial Services Ltd
All →Finkurve Financial Services Debt & Borrowing: ₹0.53 Cr
Finkurve Financial Services certified that monthly interest of Rs. 52,60,033 on NCDs (ISIN INE734I07073) was paid on 11 November 2026, ahead of the 12 November due date. This is a routine debt servicing disclosure under Regulation 57.
- Value
- ₹0.53 Cr
Finkurve Financial Services Earnings Call Transcript: Key Takeaways
Management claims record profitability and AUM up ~95% YoY, but analyst-cited QoQ AUM growth was ~3%. Collection efficiency fell from ~98% to ~90%, with NPAs rising.
Finkurve Financial Services Investor Presentation: Key Takeaways
Q2FY27 AUM ₹1,311.5 Cr (+95.4% YoY), PAT ₹9.6 Cr (+62.2% YoY), gold loans 95.6% of AUM. Asset quality deteriorated sharply, with NNPA at 2.37%.
Finkurve Financial Services Results Update
Finkurve Financial Services reports Q2 FY27 total income of Rs.90 Crore, up 87.8% YoY, and PAT of Rs.10 Crore. AUM rose 95.4% YoY to Rs.1,312 Crore.
Finkurve Financial Services Other Announcement
Finkurve Financial Services filed its Regulation 52(7) statement on use of Rs. 26 crore from its NCD issue, quarter ended September 2026. The statement reports no deviation or variation in use of proceeds.
Finkurve Financial Services Q2 FY27 Results: Net Profit ₹9.6 Cr, Up 62.7% YoY
Finkurve Financial Services Ltd reported revenue from operations of ₹89.9 Cr (+87.3% YoY) and net profit of ₹9.6 Cr (+62.7% YoY) for Q2 FY27.
- Key figure
- Net profit ₹9.6 Cr · +62.7% YoY