ALFA Finder
Thu, 5 Nov
Emerald Finance
Q2 total income ₹10.07 Cr (+45.81% YoY) and PAT ₹5.30 Cr (+47.14%); H1 income ₹19.51 Cr (+42.94%). Management hedged on gold loans, citing weak demand and funding cuts.
Summary ready
Earnings calls
Emerald Finance concalls
Every Emerald Finance earnings call we streamed: the live audio and our summary of what management said.
Calls
Q2 FY27: key takeaways
Call page →Q2 total income ₹10.07 Cr (+45.81% YoY) and PAT ₹5.30 Cr (+47.14%); H1 income ₹19.51 Cr (+42.94%). Management hedged on gold loans, citing weak demand and funding cuts.
Outlook
MSME loan book target: ₹150 Cr+ by March 2027, from ₹131 Cr. No revenue or PAT guidance given.
Earlier call summaries
All →
10:11 IST
BSE
Earnings Call
Emerald Finance Earnings Call Transcript: Key Takeaways
Emerald Finance reported Q1 FY27 consolidated income of ₹9.44 Cr (up 39.97% YoY) and PAT of ₹4.88 Cr (up 52.72% YoY). The company is pivoting towards Early Wage Access (EWA) and MSME lending.
- Call
- Guides 66% growth
16:31 IST
BSE
Earnings Call
Emerald Finance Earnings Call: Key Takeaways
Emerald Finance reported strong FY26 performance, scaling its Early Wage Access (EWA) and digital lending platforms while achieving a CRISIL rating upgrade to BBB-.
11:16 IST
BSE
Earnings Call
Emerald Finance Earnings Call: Key Takeaways
Emerald Finance shows rapid expansion in Earned Wage Access (EWA) and MSME lending, targeting a diversified financial platform model with an asset-light approach and 40+ lending partnerships.
Emerald Finance Ltd: key numbers
- Share price
- ₹55.62
- Market cap
- ₹187.9 Cr
- Revenue (annual)
- ₹31.17 Cr
- Net profit (annual)
- ₹14.47 Cr
- P/E (TTM)
- 10.6×Sector 20.8×
- Promoter holding
- 59.70%+0.00% QoQ
- FII holding
- 1.78%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.