| Revenue growth | FY26 total income ₹31.2cr; Q4 revenue up 25% QoQ. |
|---|---|
| Margins | EBITDA margin at ₹3.3cr for FY26; focusing on high-yield cross-selling. |
| Demand visibility | Strong traction in EWA; adding 30 corporates per quarter. |
| Management confidence | High; focusing on slow, smooth, scalable tech-led growth. |
Growth
FY26 Total Income reached ₹31.2cr; Q4 PAT stood at ₹4.36cr with FY26 Net Profit at ₹15.15cr.
Outlook
Management guides for >7 EPS in FY27 and plans to add 120-150 corporate clients annually.
Risks
Management noted market volatility and a high corporate rejection rate of 60% due to credit prudence.
Earnings Call filed with BSE, NSE: EMERALD. Summary written with AI assistance from the document.
Emerald Finance Ltd: key numbers
- Share price
- ₹63.02
- Market cap
- ₹212.8 Cr
- Revenue (annual)
- ₹31.17 Cr
- Net profit (annual)
- ₹14.47 Cr
- P/E (TTM)
- 13.1×Sector 22.0×
- Promoter holding
- 59.70%+0.00% QoQ
- FII holding
- 1.78%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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Emerald Finance Other Announcement
Emerald Finance has communicated the weblink to shareholders for accessing the Annual Report for FY 2025-26 and Notice of the 43rd AGM.
Emerald Finance Annual Report
Emerald Finance Limited has submitted its Annual Report for the financial year 2025-26 to the exchange, as mandated by SEBI LODR regulations.
Emerald Finance Earnings Call Transcript: Key Takeaways
Emerald Finance reported Q1 FY27 consolidated income of ₹9.44 Cr (up 39.97% YoY) and PAT of ₹4.88 Cr (up 52.72% YoY). The company is pivoting towards Early Wage Access (EWA) and MSME lending.
- Call
- Guides 66% growth
Emerald Finance Investor Presentation: Key Takeaways
Emerald Finance reported strong Q1 FY27 results, leveraging an integrated model of lending, distribution, and Earned Wage Access (EWA) through 50+ lender partnerships.