ALFA Finder| Revenue growth | FY26 total income ₹31.2cr; Q4 revenue up 25% QoQ. |
|---|---|
| Margins | EBITDA margin at ₹3.3cr for FY26; focusing on high-yield cross-selling. |
| Demand visibility | Strong traction in EWA; adding 30 corporates per quarter. |
| Management confidence | High; focusing on slow, smooth, scalable tech-led growth. |
Growth
FY26 Total Income reached ₹31.2cr; Q4 PAT stood at ₹4.36cr with FY26 Net Profit at ₹15.15cr.
Outlook
Management guides for >7 EPS in FY27 and plans to add 120-150 corporate clients annually.
Risks
Management noted market volatility and a high corporate rejection rate of 60% due to credit prudence.
Earnings Call filed with BSE, NSE: EMERALD. Summary written with AI assistance from the document.
Emerald Finance Ltd: key numbers
- Share price
- ₹56.39
- Market cap
- ₹190.5 Cr
- Revenue (annual)
- ₹31.17 Cr
- Net profit (annual)
- ₹14.47 Cr
- P/E (TTM)
- 10.8×Sector 20.8×
- Promoter holding
- 59.70%+0.00% QoQ
- FII holding
- 1.78%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Emerald Finance Ltd
All →Emerald Finance Partnership
Emerald Finance appointed as DSA for Utkarsh Small Finance Bank's gold loan vertical, pan India. No specific contract value disclosed in the announcement.
Emerald Finance Earnings Call Transcript: Key Takeaways
Q2 total income ₹10.07 Cr (+45.81% YoY) and PAT ₹5.30 Cr (+47.14%); H1 income ₹19.51 Cr (+42.94%). Management hedged on gold loans, citing weak demand and funding cuts.
Emerald Finance Investor Presentation: Key Takeaways
Q2 FY27 total income ₹10.07 Cr (+45.8% YoY) and PAT ₹5.31 Cr (+47.3% YoY); H1 PAT crossed ₹10 Cr. Loan book ₹131 Cr; Emerald Ekam platform launched.
Emerald Finance Q2 FY27 Results: Net Profit ₹5.3 Cr, Up 47.2% YoY
Emerald Finance Ltd reported revenue from operations of ₹10.1 Cr (+46.4% YoY) and net profit of ₹5.3 Cr (+47.2% YoY) for Q2 FY27.
- Key figure
- Net profit ₹5.3 Cr · +47.2% YoY
Emerald Finance Partnership
Emerald Finance appointed as a Direct Selling Agent by Unity Small Finance Bank to source Gold Loan business Pan India. The filing announces a new business association but states no monetary value.
- From
- Unity Small Finance Bank
Emerald Finance Board Meeting Date
Emerald Finance will hold a board meeting on November 4, 2026 to consider unaudited quarterly and half-year results. The trading window remains closed until November 6, 2026.