ALFA Finder| Revenue growth | 52.8% CAGR projected from FY24 to FY26. |
|---|---|
| Margins | Targeting 48.7% PAT margin for FY26. |
| Order book | 214 total corporates; 4,000 monthly active users. |
| Demand visibility | Strong mid-month cash gap creates persistent demand for EWA. |
Growth
Projected FY26 Revenue of ₹31.20 Cr (+52.8% CAGR) and PAT of ₹15.19 Cr (+91.6% CAGR) on consolidated basis.
Outlook
Expanding into health/general insurance, mutual funds, and digital gold. Aiming to scale EWA as a default financial wellness partner.
Risks
Regulatory compliance in fintech, dependence on corporate partnerships for EWA distribution, and credit risk in MSME lending.
Earnings Call filed with BSE, NSE: EMERALD. Summary written with AI assistance from the document.
Emerald Finance Ltd: key numbers
- Share price
- ₹56.39
- Market cap
- ₹190.5 Cr
- Revenue (annual)
- ₹31.17 Cr
- Net profit (annual)
- ₹14.47 Cr
- P/E (TTM)
- 10.8×Sector 20.8×
- Promoter holding
- 59.70%+0.00% QoQ
- FII holding
- 1.78%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Emerald Finance Ltd
All →Emerald Finance Partnership
Emerald Finance appointed as DSA for Utkarsh Small Finance Bank's gold loan vertical, pan India. No specific contract value disclosed in the announcement.
Emerald Finance Earnings Call Transcript: Key Takeaways
Q2 total income ₹10.07 Cr (+45.81% YoY) and PAT ₹5.30 Cr (+47.14%); H1 income ₹19.51 Cr (+42.94%). Management hedged on gold loans, citing weak demand and funding cuts.
Emerald Finance Investor Presentation: Key Takeaways
Q2 FY27 total income ₹10.07 Cr (+45.8% YoY) and PAT ₹5.31 Cr (+47.3% YoY); H1 PAT crossed ₹10 Cr. Loan book ₹131 Cr; Emerald Ekam platform launched.
Emerald Finance Q2 FY27 Results: Net Profit ₹5.3 Cr, Up 47.2% YoY
Emerald Finance Ltd reported revenue from operations of ₹10.1 Cr (+46.4% YoY) and net profit of ₹5.3 Cr (+47.2% YoY) for Q2 FY27.
- Key figure
- Net profit ₹5.3 Cr · +47.2% YoY
Emerald Finance Partnership
Emerald Finance appointed as a Direct Selling Agent by Unity Small Finance Bank to source Gold Loan business Pan India. The filing announces a new business association but states no monetary value.
- From
- Unity Small Finance Bank
Emerald Finance Board Meeting Date
Emerald Finance will hold a board meeting on November 4, 2026 to consider unaudited quarterly and half-year results. The trading window remains closed until November 6, 2026.