Utkarsh Small Finance Bank Earnings Call Transcript: Key Takeaways
Q2 FY27 net loss ₹70 Cr; PPOP ₹85 Cr, up 34% QoQ. Q1 one-off credits (CGFMU, ARC) distort the provisioning comparison; slippages rose sequentially to ₹239 Cr.
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Q2 FY27 net loss ₹70 Cr; PPOP ₹85 Cr, up 34% QoQ. Q1 one-off credits (CGFMU, ARC) distort the provisioning comparison; slippages rose sequentially to ₹239 Cr.
Utkarsh Small Finance Bank issued a press release on unaudited Q2 FY27 results. Net loss narrowed to ₹70 crore from ₹348 crore a year earlier.
Utkarsh Small Finance Bank Ltd reported revenue from operations of ₹909.3 Cr (+8.2% YoY) and a net loss of ₹69.9 Cr for Q2 FY27.
Utkarsh Small Finance Bank gave intimation of a board meeting on November 3, 2026 to consider Q2 and H1 unaudited results. The trading window reopens November 6, 2026.
Utkarsh Small Finance Bank submitted its quarterly shareholding pattern for the quarter ended September 30, 2026, as per SEBI regulations.
Utkarsh Small Finance Bank filed its half-yearly statement of outstanding Non-Convertible Debt Securities as required by the SEBI circular dated May 22, 2024.
Utkarsh Small Finance Bank reported provisional Q2 FY27 business metrics, including total disbursements of ₹3,525 Crore and a gross loan portfolio of ₹20,063 Crore.
Utkarsh Small Finance Bank approved the sale of a stressed unsecured loan pool to an NBFC. The transaction involves assets worth ₹75.16 crore for a consideration of ₹15.50 crore.
Utkarsh Small Finance Bank paid Rs. 5.00 Crore as interest on its Lower Tier II bonds. This payment was executed on September 28, 2026.
Utkarsh Small Finance Bank has allotted non-convertible debt securities. This action falls under the bank's debt issuance activities.
Utkarsh Small Finance Bank allotted non-convertible debentures worth ₹300 Crore to eligible investors. These unsecured, subordinated, redeemable bonds carry an 11.75% coupon rate.
Utkarsh Small Finance Bank appointed Mr. Manmohan Shetty as the new Chief Financial Officer and Key Managerial Personnel, effective September 19, 2026.
Utkarsh SFB's CSFRC approved Tier II NCDs up to ₹300 crore in a 7-year private placement. Coupon is up to 11.75% p.a. on BSE WDM listing.
Utkarsh Small Finance Bank received a 'CARE A-; Stable' credit rating for proposed Tier II bonds and a reaffirmation for its existing Tier II bonds.
Utkarsh Small Finance Bank paid gross interest of ₹2.88 Crore on its non-convertible securities. This intimation satisfies Regulation 57(1) compliance requirements.
Utkarsh Small Finance Bank is migrating to a new Core Banking System. All banking services will be unavailable during a planned downtime from August 21 to 24, 2026.
Utkarsh Small Finance Bank received a voluntary ESG score of 71.80 from SES ESG Research Private Limited. The assessment was based on publicly available bank information.
Utkarsh Small Finance Bank completed full redemption of NCDs (ISIN: INE735W08038) upon exercising its call option. The total payment including interest was ₹197.88 Crore.
Utkarsh SFB Q1 FY27 results show recovery with narrowed net loss of ₹34 crore. Management focused on JLG diversification, asset quality improvement, and reducing credit costs.
Utkarsh Small Finance Bank held its 10th Annual General Meeting on August 04, 2026. The meeting covered the adoption of financial statements and various director appointments.
Utkarsh SFB reports a 34Cr net loss for Q1 FY27, masking the underlying recovery in asset quality and reduced fresh slippages. Management is aggressively pivoting from JLG to secured lending to stabilize the balance sheet.
Utkarsh SFB Q1FY27 results were impacted by MFI market disruptions, reporting a PAT loss of ₹34 Cr. Strategy focuses on shifting to a diversified, 51% secured asset mix.
Utkarsh Small Finance Bank's Q1 FY27 highlights show a net loss of ₹34 crore, improving significantly by 86% compared to the loss in Q1 FY26.
Utkarsh Small Finance Bank Ltd reported revenue from operations of ₹883.6 Cr (+0.3% YoY) and a net loss of ₹33.9 Cr for Q1 FY27.
Utkarsh Small Finance Bank will hold a board meeting on August 1, 2026, to approve its quarterly results. An earnings conference call follows on August 3, 2026.
Utkarsh Small Finance Bank will exercise a call option to redeem Lower Tier II Bonds worth ₹195 Crore. The record date is July 29, 2026.
Utkarsh Small Finance Bank filed its quarterly shareholding pattern under Regulation 31(1)(b). The disclosure presents the distribution of shareholding across various categories as of June 30, 2026.
Utkarsh Small Finance Bank scheduled a committee meeting for July 21, 2026. The meeting will discuss amending call options and redemption terms for listed debentures.
Utkarsh Small Finance Bank will hold a board meeting on July 21, 2026. The committee will consider amending terms for ₹195 crore of non-convertible debentures.
Care Ratings downgraded Utkarsh Small Finance Bank's subordinated debt rating to CARE A-; Stable from CARE A; Negative. The revision reflects weakened profitability and asset quality stress.