ALFA Finder| Margins | Margins stable at 6.5%; expected to improve in FY27. |
|---|---|
| Demand visibility | Strong credit demand; system credit expanding at 16% YoY. |
| Management confidence | High; optimistic on India growth story and retail/SME segments. |
Growth
FY26 PAT grew 36% YoY excluding non-recurring items; AUM excluding motor finance grew 28% YoY to ₹2.52 lakh cr.
Outlook
FY25-FY28 AUM growth guidance of 23-25%; targeting 15% unsecured retail mix and 2% ROA for motor finance by FY28.
Risks
Global geopolitical conflicts (West Asia), El Niño impacting rural demand, and rising incremental borrowing costs.
Earnings Call filed with BSE, NSE: TATACAP. Summary written with AI assistance from the document.
Tata Capital Ltd: key numbers
- Share price
- ₹355.25
- Market cap
- ₹1,50,799 Cr
- Revenue (annual)
- ₹31,540 Cr
- Net profit (annual)
- ₹4,846 Cr
- P/E (TTM)
- 25.3×Sector 21.0×
- Promoter holding
- 85.41%+0.00% QoQ
- FII holding
- 5.06%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Tata Capital Ltd
All →Tata Capital Debt & Borrowing: ₹703 Cr
Tata Capital allotted 70,300 secured NCDs worth Rs.703 crore on a private placement basis at an 8.51% coupon. The NCDs mature on November 10, 2028.
- Value
- ₹703.0 Cr
- Execution
- 729 days
Tata Capital Debt & Borrowing: ₹1,000 Cr
Tata Capital allotted 1,00,000 secured NCDs worth Rs.1000 crore on a private placement basis. The NCDs carry an 8.565% coupon and mature on February 12, 2030.
- Value
- ₹1,000 Cr
- Execution
- 1188 days from allotment date, maturing February 12, 2030
Tata Capital Annual General Meeting
Tata Capital seeks postal ballot approval for related party transactions with Tata Motors up to Rs. 4,650 crore. E-voting runs November 6 to December 5, 2026.
- Execution
- FY 2026-27
Tata Capital Other Announcement
Tata Capital's CARE Ratings monitoring report for the quarter to September 2026 shows no deviation from IPO objects. Net proceeds are 99.6% utilised.
Tata Capital Results Update
Tata Capital's Q2FY27 PAT rose 51% YoY to ₹1,660 crore as its loan book crossed ₹3 trillion. Unaudited results were approved October 27, 2026.
Tata Capital Q2 FY27 Results: Net Profit ₹1,832 Cr, Up 63.7% YoY
Tata Capital Ltd reported revenue from operations of ₹9,342 Cr (+20.7% YoY) and net profit of ₹1,832 Cr (+63.7% YoY) for Q2 FY27.
- Key figure
- Net profit ₹1,832 Cr · +63.7% YoY