ALFA Finder| Revenue growth | Net Total Income up 20% YoY to ₹15,597cr in FY26. |
|---|---|
| Margins | Net Interest Margin stable at 5.2% for FY26. |
| Demand visibility | Strong uptick in unsecured retail and affordable housing segments. |
| Management confidence | High; emphasizing 18-year profitability track record and digital DNA. |
Growth
FY26 PAT grew 32% YoY to ₹4,846cr; Net AUM grew 20% YoY to ₹2,77,275cr.
Outlook
FY28 guidance targets 23-25% AUM CAGR, ROA of 2.5-2.7%, and ROE of 17-18%.
Risks
Closely monitored commercial vehicle cycle impacts Motor Finance; unsecured retail slippages require ongoing management.
Earnings Call filed with NSE, NSE: TATACAP. Summary written with AI assistance from the document.
Tata Capital Ltd: key numbers
- Share price
- ₹355.25
- Market cap
- ₹1,50,799 Cr
- Revenue (annual)
- ₹31,540 Cr
- Net profit (annual)
- ₹4,846 Cr
- P/E (TTM)
- 25.3×Sector 21.0×
- Promoter holding
- 85.41%+0.00% QoQ
- FII holding
- 5.06%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Tata Capital Ltd
All →Tata Capital Debt & Borrowing: ₹703 Cr
Tata Capital allotted 70,300 secured NCDs worth Rs.703 crore on a private placement basis at an 8.51% coupon. The NCDs mature on November 10, 2028.
- Value
- ₹703.0 Cr
- Execution
- 729 days
Tata Capital Debt & Borrowing: ₹1,000 Cr
Tata Capital allotted 1,00,000 secured NCDs worth Rs.1000 crore on a private placement basis. The NCDs carry an 8.565% coupon and mature on February 12, 2030.
- Value
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- Execution
- 1188 days from allotment date, maturing February 12, 2030
Tata Capital Annual General Meeting
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- Execution
- FY 2026-27
Tata Capital Other Announcement
Tata Capital's CARE Ratings monitoring report for the quarter to September 2026 shows no deviation from IPO objects. Net proceeds are 99.6% utilised.
Tata Capital Results Update
Tata Capital's Q2FY27 PAT rose 51% YoY to ₹1,660 crore as its loan book crossed ₹3 trillion. Unaudited results were approved October 27, 2026.
Tata Capital Q2 FY27 Results: Net Profit ₹1,832 Cr, Up 63.7% YoY
Tata Capital Ltd reported revenue from operations of ₹9,342 Cr (+20.7% YoY) and net profit of ₹1,832 Cr (+63.7% YoY) for Q2 FY27.
- Key figure
- Net profit ₹1,832 Cr · +63.7% YoY