| Revenue growth | Net Total Income up 20% YoY to ₹15,597cr in FY26. |
|---|---|
| Margins | Net Interest Margin stable at 5.2% for FY26. |
| Demand visibility | Strong uptick in unsecured retail and affordable housing segments. |
| Management confidence | High; emphasizing 18-year profitability track record and digital DNA. |
Growth
FY26 PAT grew 32% YoY to ₹4,846cr; Net AUM grew 20% YoY to ₹2,77,275cr.
Outlook
FY28 guidance targets 23-25% AUM CAGR, ROA of 2.5-2.7%, and ROE of 17-18%.
Risks
Closely monitored commercial vehicle cycle impacts Motor Finance; unsecured retail slippages require ongoing management.
Earnings Call filed with NSE, NSE: TATACAP. Summary written with AI assistance from the document.
Tata Capital Ltd: key numbers
- Share price
- ₹328.10
- Market cap
- ₹1,39,274 Cr
- Revenue (annual)
- ₹31,540 Cr
- Net profit (annual)
- ₹4,846 Cr
- P/E (TTM)
- 25.8×Sector 21.7×
- Promoter holding
- 85.41%+0.00% QoQ
- FII holding
- 5.17%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Tata Capital Ltd
All →Tata Capital Management Change
Tata Capital will replace its Head-Treasury when Kiran Joshi superannuates on 30 Sep 2026. Mandar Joshi, current EVP Treasury, succeeds him from 1 Oct 2026.
Tata Capital Debt & Borrowing
Tata Capital has allotted Non-Convertible Debentures (NCDs) on a private placement basis. This debt issuance follows the company's recent regulatory compliance and capital procedures.
Tata Capital Debt & Borrowing: ₹3,000 Cr
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- Value
- ₹3,000 Cr
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Tata Capital Management Change
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Tata Capital Limited concluded its 35th Annual General Meeting, passing all agenda items including dividend declaration, auditor appointments, and authorization for non-convertible debenture issuance.