Suryoday Small Finance Bank Earnings Call: Key Takeaways
Suryoday SFB reported FY26 PAT of ₹152cr (up from ₹115cr) with a shift toward individual lending. Digital sourcing now contributes 50% of incremental deposits.
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Suryoday SFB reported FY26 PAT of ₹152cr (up from ₹115cr) with a shift toward individual lending. Digital sourcing now contributes 50% of incremental deposits.
Suryoday Small Finance Bank received RBI approval to re-appoint Mr. Krishna Prasad Nair as Non-Executive Part-time Chairman. His three-year term commences July 22, 2026, ensuring leadership continuity.
Suryoday Small Finance Bank issued a postal ballot notice for appointing two independent directors. Remote e-voting commences May 10, 2026, for a five-year tenure approval.
Management projects a sharp ROA recovery to 1.6% by Q4 FY27, banking heavily on CGFMU credit guarantee claims and a strategic shift from group to individual lending.
Suryoday SFB reported strong FY26 growth with advances at ₹13,261 Cr (+29.4% YoY) and deposits at ₹13,994 Cr (+32.3% YoY). The bank is transitioning from JLG to individual Vikas Loans (75% of IF book).
Suryoday SFB reported FY26 PAT of ₹152 Cr with 29.4% Gross Advance growth, transitioning from group to individual micro-lending.
Suryoday SFB reported FY26 PAT of ₹152 Cr with 29.4% Gross Advances growth. Strategy focuses on 'Vikas Loans', retail granular deposits, and digital scaling via UPI credit lines.
Suryoday Small Finance Bank reported FY26 PAT of ₹152 Cr with Gross Advances at ₹13,261 Cr (+29.4% YoY), transitioning toward individual 'Vikas' loans and digital banking.
Suryoday Small Finance Bank reported a PAT of ₹152 Crore for FY26, a 32.2% YoY increase. Gross advances grew 29.4% to ₹13,261 Crore, reflecting strong loan portfolio expansion.
Suryoday Small Finance Bank confirmed that security cover disclosure requirements are not applicable to its outstanding debt. All its existing debt securities are unsecured in nature.
Suryoday Small Finance Bank Ltd reported revenue from operations of ₹601.6 Cr (+27.8% YoY) and net profit of ₹49.7 Cr for Q4 FY26.
Suryoday Small Finance Bank approved its FY26 audited financial results and recommended a ₹1.50 per share dividend. The bank reported annual interest earned of ₹2,160.29 Crore.
Suryoday Small Finance Bank Limited has scheduled a board meeting for May 7, 2026. The board will consider audited yearly financial results, a final dividend declaration, and potential fund raising via debt issuance. The trading window for designated persons remains closed until May 9, 2026.
Suryoday Small Finance Bank Limited has scheduled a Board Meeting on May 7, 2026. The agenda includes reviewing audited yearly financial results, considering a final dividend, and discussing potential fund raising via debt issuance. The trading window for designated persons remains closed until May 9, 2026.
Suryoday Small Finance Bank Limited scheduled a Board Meeting on May 07, 2026. The board will consider Q4 and FY26 audited financial results, dividend recommendations, and enabling approvals for raising funds through equity and debt instruments. The trading window remains closed until 48 hours after the results declaration.
Suryoday Small Finance Bank Ltd reported net profit of ₹36.6 Cr (+9.9% YoY) for Q3 FY26.
Suryoday Small Finance Bank Limited has appointed Aniket Vishwas Sapre for a three-year term starting April 7, 2026. With over 20 years of experience in retail banking at institutions like Axis and ICICI Bank, his expertise in digital banking and liability products is expected to strengthen the bank's management team.
Suryoday Small Finance Bank Limited has appointed Mr. Aniket Vishwas Sapre as Chief Products Officer & Head Customer Experience, effective April 07, 2026. Mr. Sapre brings over 20 years of experience in retail banking from institutions like Axis Bank and ICICI Bank.
Suryoday Small Finance Bank Limited submitted its quarterly certificate under Regulation 74(5) of SEBI Regulations for the period ended March 31, 2026. The registrar, KFin Technologies, confirmed that no requests for dematerialization or re-materialization were received during the quarter.
Suryoday Small Finance Bank reported 29% Y-o-Y growth in Gross Advances to ₹13,201 Crore for FY26. Total deposits grew 32% Y-o-Y to ₹13,958 Crore, led by a 42% rise in CASA. Collection efficiency remains strong at 99.5%, while GNPA improved to 6.5% from 7.2% Y-o-Y.