ALFA Finder| Revenue growth | NII grew 0.7% YoY in FY26; Q4 NII grew 29.4% YoY. |
|---|---|
| Margins | FY26 NIM at 7.3%; yield improved in Q4 to 17.3%. |
| Demand visibility | Strong momentum in Vikas Loans and Retail Assets (+45% YoY). |
| Management confidence | High; aiming for 2x PAT growth in FY27. |
Growth
PAT grew 32.2% YoY; Gross Advances and Deposits grew 29.4% and 32.3% respectively.
Outlook
FY27 guidance: 30-35% growth in advances/deposits; RoA target 1.3%-1.4%; 100 new branches planned.
Risks
GNPA stands at 6.5%; inclusive finance GNPA is high at 12.7% before CGFMU adjustments.
Earnings Call filed with NSE, NSE: SURYODAY. Summary written with AI assistance from the document.
Suryoday Small Finance Bank Ltd: key numbers
- Share price
- ₹153.39
- Market cap
- ₹1,630 Cr
- Revenue (annual)
- ₹2,160 Cr
- Net profit (annual)
- ₹152.0 Cr
- P/E (TTM)
- 6.8×Sector 20.8×
- Promoter holding
- 22.48%+0.00% QoQ
- FII holding
- 4.70%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Suryoday Small Finance Bank Ltd
All →Suryoday Small Finance Bank Earnings Call Transcript: Key Takeaways
Suryoday SFB reported strong asset quality improvement and growth, though NIM remained flat despite windfall insurance claims.
- Call
- Guides 32% growth
Suryoday Small Finance Bank Investor Presentation: Key Takeaways
Suryoday SFB reported strong Q2FY27 performance with PAT growing 151.7% YoY. Focus continues on pivoting towards individual loans and retail assets which now comprise 59.2% of the mix.
Suryoday Small Finance Bank Management Change
Suryoday Small Finance Bank announced that Mr. Ranjit Jayant Shah, Non-Executive Non-Independent Director, will cease to hold office effective November 2, 2026, upon tenure completion.
Suryoday Small Finance Bank Results Update
Suryoday Small Finance Bank released a press release on its unaudited Q2 and H1 FY27 results. The release highlights profit after tax of Rs.151.7 Cr for H1 FY27, up 131% year on year.
Suryoday Small Finance Bank Q2 FY27 Results: Net Profit ₹76.5 Cr, Up 151.6% YoY
Suryoday Small Finance Bank Ltd reported revenue from operations of ₹702.9 Cr (+35.3% YoY) and net profit of ₹76.5 Cr (+151.6% YoY) for Q2 FY27.
- Key figure
- Net profit ₹76.5 Cr · +151.6% YoY
Suryoday Small Finance Bank Debt & Borrowing: ₹100 Cr
Suryoday Small Finance Bank's board approved the issuance of up to Rs. 100 Crore in unsecured, subordinated Lower Tier II Non-Convertible Debentures.
- Value
- ₹100.0 Cr