| Management target | Revenue 16.0% FY27 |
|---|
| Revenue growth | 19% GWP growth; insurance revenue growth targeting 15-16%. |
|---|---|
| Margins | CISR improved to 97%; Underwriting profit rose to Rs. 111 crore. |
| Demand visibility | Strong; fresh business growth from non-metro geographies up 3.5x metros. |
| Management confidence | High; citing multi-decadal growth opportunity in retail health insurance. |
Growth
GWP grew 19% YoY to Rs. 4,672 crore; PAT rose 25% to Rs. 550 crore.
Outlook
Targeting mid-to-high teen ROE; insurance revenue growth guided to converge toward 15-16% during the year.
Risks
Seasonal infectious disease outbreaks in Q2; potential volatility in investment income mark-to-market impacts.
Last quarter's promises, checked
Delivered
- Guided 1 lakh agents/year → delivered 20,000 in Q1 (= BEAT on run-rate)
- Guided sustainable high-teen growth → delivered 19% GWP growth (= BEAT)
- Guided mid-to-high teen ROE → delivered 13.1% normalized ROE (= BEAT on trajectory)
Partly delivered
- Guided 15% NEP growth range → delivered 15-16% insurance revenue target (= PARTIAL)
Investor Presentation filed with BSE, NSE: STARHEALTH. Summary written with AI assistance from the document.
Star Health and Allied Insurance Company Ltd: key numbers
- Share price
- ₹558.15
- Market cap
- ₹32,801 Cr
- Revenue (annual)
- ₹17,825 Cr
- Net profit (annual)
- ₹557.0 Cr
- P/E (TTM)
- 38.9×Sector 22.0×
- Promoter holding
- 58.01%+0.03% QoQ
- FII holding
- 16.04%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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