| Management target | Revenue 20.0% FY27 |
|---|
| Revenue growth | GWP up 19% YoY to ₹5,275 Cr; fresh retail health grew 35%. |
|---|---|
| Margins | Combined ratio improved 2.9% to 98.0%; underwriting profit reached ₹99 Cr. |
| Demand visibility | Strong retail demand, particularly among first-time buyers in Tier 2/3 markets. |
| Management confidence | Highly confident, citing five quarters of consistent underwriting profit improvement. |
Growth
GWP grew 19% YoY to ₹5,275 Cr, driven by strong 36% growth in fresh retail health.
Outlook
Management aspires for 20%+ growth in fresh business and mid-to-high teen ROEs over time.
Risks
Normalization of GST-led growth base in H2 FY27 may optically moderate headline growth rates.
Earnings Call Transcript filed with NSE, NSE: STARHEALTH. Summary written with AI assistance from the document.
Star Health and Allied Insurance Company Ltd: key numbers
- Share price
- ₹520.00
- Market cap
- ₹30,559 Cr
- Revenue (annual)
- ₹17,825 Cr
- Net profit (annual)
- ₹557.0 Cr
- P/E (TTM)
- 29.0×Sector 19.7×
- Promoter holding
- 58.00%-0.01% QoQ
- FII holding
- 15.86%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Star Health and Allied Insurance Company Ltd
All →Star Health and Allied Insurance Company Results Update
Star Health reported Normalised PAT of ₹390 Crores in Q2 FY27, up 70% YoY. H1 FY27 PAT stood at ₹815 Crores, up 57% YoY.
Star Health and Allied Insurance Company Other Announcement
Star Health filed a NIL Reg 54 security cover certificate for unsecured NCDs. No secured debt is covered, so this is routine compliance.
Star Health and Allied Insurance Company Investor Presentation: Key Takeaways
H1 FY27 PAT ₹815 Cr (+57%); CISR improved to 97.9% from 100.3%; underwriting result ₹210 Cr vs loss ₹24 Cr. Retail fresh GWP +36%, driven by agency and D2C. Reported profit includes ₹229 Cr MTM gain.
Star Health and Allied Insurance Company Promoter Reclassification
Star Health's board approved reclassifying Sthitaprajna Advisors LLP from promoter group to public shareholder category. The move is subject to requisite regulatory approvals.
Star Health and Allied Insurance Company Q2 FY27 Results: Net Profit ₹264.8 Cr, Up 232.7% YoY
Star Health and Allied Insurance Company Ltd reported revenue from operations of ₹5,074 Cr (+15.4% YoY) and net profit of ₹264.8 Cr (+232.7% YoY) for Q2 FY27.
- Key figure
- Net profit ₹264.8 Cr · +232.7% YoY
Star Health and Allied Insurance Company Promoter Reclassification
Star Health and Allied Insurance Company Ltd's shareholding pattern confirms Interics and Industrial Glass Fiber Industries have ceased to be classified as promoter group entities.