| Management target | Revenue 16.0% FY27 |
|---|
| Revenue growth | GWP increased 19% YoY; insurance revenue up 13.4%. |
|---|---|
| Margins | Combined Insurance Service Ratio improved to 97% from 98.7% YoY. |
| Demand visibility | Strong, especially from non-metro areas and first-time insurance buyers. |
| Management confidence | High; emphasizing 20 years of data and proprietary distribution strength. |
Growth
Retail health GWP grew 19%, with fresh retail business surging 37% driven by non-metro expansion and digital channels.
Outlook
Management aims for a mid-to-high teens ROE and continued 30-40 bps annual expense ratio improvement.
Risks
Seasonal claims from vector-borne diseases in Q2 and potential growth moderation following the GST waiver base effect.
Earnings Call Transcript filed with NSE, NSE: STARHEALTH. Summary written with AI assistance from the document.
Star Health and Allied Insurance Company Ltd: key numbers
- Share price
- ₹558.15
- Market cap
- ₹32,801 Cr
- Revenue (annual)
- ₹17,825 Cr
- Net profit (annual)
- ₹557.0 Cr
- P/E (TTM)
- 38.9×Sector 22.0×
- Promoter holding
- 58.01%+0.03% QoQ
- FII holding
- 16.04%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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Star Health and Allied Insurance Company Earnings Call Transcript: Key Takeaways
Star Health delivered strong Q1 FY27 results with GWP growing 19% YoY to ₹4,287 Cr and PAT rising 25% to ₹550 Cr. Strategy focuses on proprietary distribution and underwriting profitability.
Star Health and Allied Insurance Company Investor Presentation: Key Takeaways
Star Health Q1 FY27 results show strong underwriting profitability and a 25% YoY PAT increase. Strategy focuses on proprietary distribution, retail health leadership, and digital/AI-driven claims precision.
- Call
- Guides 16% growth
Star Health and Allied Insurance Company Investor Presentation: Key Takeaways
Star Health delivered strong Q1 FY27 results with 19% GWP growth and significantly improved profitability, driven by its proprietary distribution channels and digital initiatives.