| Revenue growth | 16% YoY GWP growth in FY26. |
|---|---|
| Margins | Combined Ratio improved from 101.1% to 98.8% YoY. |
| Demand visibility | Strong retail health momentum; 93% fresh NOPs are new to insurance. |
| Management confidence | High, citing 'Digital First' strategy and proprietary network strength. |
Growth
FY26 GWP grew 16% to ₹20,369 Cr. Normalised PAT surged 45% YoY to ₹1,222 Cr. Retail fresh GWP rose 37% YoY.
Outlook
Focus on 'Digital First' with 96% premium collection. Expanding Home Health Care to 300+ cities. Sustaining solvency ratio at 2.05x.
Risks
Marked-to-Market investment losses of ₹127 Cr in FY26. Q4 FY26 reported a net loss of ₹55 Cr due to investment volatility.
Earnings Call filed with NSE, NSE: STARHEALTH. Summary written with AI assistance from the document.
Star Health and Allied Insurance Company Ltd: key numbers
- Share price
- ₹558.15
- Market cap
- ₹32,801 Cr
- Revenue (annual)
- ₹17,825 Cr
- Net profit (annual)
- ₹557.0 Cr
- P/E (TTM)
- 38.9×Sector 22.0×
- Promoter holding
- 58.01%+0.03% QoQ
- FII holding
- 16.04%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Star Health and Allied Insurance Company Ltd
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Star Health has withdrawn its application for reclassification of three promoter group entities. The Board of Directors approved this withdrawal via circular resolution.
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Star Health and Allied Insurance Company Earnings Call Transcript: Key Takeaways
Star Health delivered strong Q1 FY27 results with GWP growing 19% YoY to ₹4,287 Cr and PAT rising 25% to ₹550 Cr. Strategy focuses on proprietary distribution and underwriting profitability.
Star Health and Allied Insurance Company Investor Presentation: Key Takeaways
Star Health Q1 FY27 results show strong underwriting profitability and a 25% YoY PAT increase. Strategy focuses on proprietary distribution, retail health leadership, and digital/AI-driven claims precision.
- Call
- Guides 16% growth
Star Health and Allied Insurance Company Earnings Call Transcript: Key Takeaways
Star Health marked its 20th anniversary with strong Q1 FY27 results, showing 19% GWP growth and consistent underwriting profitability despite a higher claims season.
- Call
- Guides 16% growth