| Revenue growth | 16% YoY growth in GWP |
|---|---|
| Margins | Combined Ratio improved 236 bps to 98.8% (IndAS FY26) |
| Demand visibility | Strong; 37% retail fresh growth and 14Mn+ app downloads |
| Management confidence | High; emphasis on proprietary agency and digital channels |
Growth
GWP grew 16% YoY to ₹20,369 Cr; Normalised PAT up 45% YoY to ₹1,222 Cr.
Outlook
Targeting 19% Retail GWP growth and further digital expansion; solvency ratio remains robust at 2.05x.
Risks
Investment income volatility (MTM losses in Q4FY26) and increasing grievance ratio from 23 to 27 YoY.
Earnings Call filed with NSE, NSE: STARHEALTH. Summary written with AI assistance from the document.
Star Health and Allied Insurance Company Ltd: key numbers
- Share price
- ₹558.15
- Market cap
- ₹32,801 Cr
- Revenue (annual)
- ₹17,825 Cr
- Net profit (annual)
- ₹557.0 Cr
- P/E (TTM)
- 38.9×Sector 22.0×
- Promoter holding
- 58.01%+0.03% QoQ
- FII holding
- 16.04%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Star Health and Allied Insurance Company Ltd
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Star Health and Allied Insurance Company Ltd has scheduled a board meeting on October 27, 2026, to approve its quarterly and half-yearly financial results.
Star Health and Allied Insurance Company Promoter Reclassification
Star Health has withdrawn its application for reclassification of three promoter group entities. The Board of Directors approved this withdrawal via circular resolution.
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Star Health has withdrawn its reclassification application for IDC Electronics Limited, a promoter group entity. Entities that have ceased to exist are also removed from promoter group.
Star Health and Allied Insurance Company Earnings Call Transcript: Key Takeaways
Star Health delivered strong Q1 FY27 results with GWP growing 19% YoY to ₹4,287 Cr and PAT rising 25% to ₹550 Cr. Strategy focuses on proprietary distribution and underwriting profitability.
Star Health and Allied Insurance Company Investor Presentation: Key Takeaways
Star Health Q1 FY27 results show strong underwriting profitability and a 25% YoY PAT increase. Strategy focuses on proprietary distribution, retail health leadership, and digital/AI-driven claims precision.
- Call
- Guides 16% growth
Star Health and Allied Insurance Company Earnings Call Transcript: Key Takeaways
Star Health marked its 20th anniversary with strong Q1 FY27 results, showing 19% GWP growth and consistent underwriting profitability despite a higher claims season.
- Call
- Guides 16% growth