| Revenue growth | GWP grew 16% YoY reaching a ₹20,369 crore milestone. |
|---|---|
| Margins | Combined ratio improved to 98.8% from 101.1% YoY. |
| Demand visibility | Strong structural growth phase; new-to-insurance customers drive 94% of additions. |
| Management confidence | Balanced; focused on strategic recalibration and sustainable underwriting profitability. |
Growth
GWP grew 16% to ₹20,369 crores; retail premiums rose 17% on n-basis, driven by 94% new-to-insurance mix.
Outlook
Aims for 1 million agents by FY28 and maintains focus on mid-teen ROE targets.
Risks
Mark-to-market losses on equity portfolios and higher retail loss ratios vs FY24 remain key concerns.
Earnings Call filed with NSE, NSE: STARHEALTH. Summary written with AI assistance from the document.
Star Health and Allied Insurance Company Ltd: key numbers
- Share price
- ₹558.15
- Market cap
- ₹32,801 Cr
- Revenue (annual)
- ₹17,825 Cr
- Net profit (annual)
- ₹557.0 Cr
- P/E (TTM)
- 38.9×Sector 22.0×
- Promoter holding
- 58.01%+0.03% QoQ
- FII holding
- 16.04%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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