| Revenue growth | NII grew 38% YoY; Total Income up 20% YoY. |
|---|---|
| Margins | NIM improved to 3.33% from 2.80% YoY. |
| Order book | Gross Advances reached ₹1,09,517 Cr, up 19% YoY. |
| Demand visibility | Strong growth in Gold (41% YoY) and MSME segments. |
| Management confidence | High; citing robust shareholder returns and improved asset quality metrics. |
Growth
Net Interest Income grew 38% YoY to ₹1,116 Cr; Operating Profit rose 37% YoY to ₹732 Cr.
Outlook
Focus on improving branch productivity (target ₹238 Cr/branch) and expanding digital transactions (currently 98.7% share).
Risks
Non-interest income fell 9% YoY due to treasury/forex headwinds; sequential rise in provisions by 89% from Q1.
Investor Presentation filed with BSE, NSE: SOUTHBANK. Summary written with AI assistance from the document.
South Indian Bank Ltd: key numbers
- Share price
- ₹54.64
- Market cap
- ₹14,317 Cr
- Revenue (annual)
- ₹9,846 Cr
- Net profit (annual)
- ₹1,456 Cr
- P/E (TTM)
- 9.0×Sector 19.7×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 25.57%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from South Indian Bank Ltd
All →South Indian Bank Capacity Expansion
The South Indian Bank opened a new branch at Smart City, Kochi on October 28, 2026. The expansion adds one additional outlet in Ernakulam district.
- new branches
- 1 branches
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South Indian Bank allotted 7,52,831 equity shares to employees on October 26, 2026 under its ESOS 2008 scheme. Issued capital now stands at 2,62,02,56,538 shares.
South Indian Bank Earnings Call Transcript: Key Takeaways
Bank reports record quarterly profit driven by robust loan growth and industry-leading asset quality metrics.
- Call
- Guides 16% growth
South Indian Bank Management Change
South Indian Bank announced changes in senior management designations for four key executives, as approved by the Board of Directors in its recent meeting.
South Indian Bank Results Update
South Indian Bank reported record Q2 FY27 net profit of ₹426.13 crore, up 21.28% YoY. NII grew 38% to ₹1,116 crore while GNPA improved to 1.24%.
South Indian Bank Q2 FY27 Results: Net Profit ₹426.3 Cr, Up 21.2% YoY
South Indian Bank Ltd reported revenue from operations of ₹2,796 Cr (+16.1% YoY) and net profit of ₹426.3 Cr (+21.2% YoY) for Q2 FY27.
- Key figure
- Net profit ₹426.3 Cr · +21.2% YoY