ALFA Finder| Revenue growth | Net Interest Income reached ₹3,437 crore for FY26. |
|---|---|
| Margins | FY26 NIM at 2.91%; expected to widen with product mix shifts. |
| Demand visibility | Strong momentum in gold, mortgage, and auto loan disbursements. |
| Management confidence | High; cited positive operating leverage for two consecutive years. |
Growth
FY26 Net Profit ₹1,455 cr (+12%), Gross Advances ₹1,00,274 cr (+14.5%), and Deposits ₹1,23,346 cr (+15%).
Outlook
Aiming for 15-16% loan growth in FY27; shifting mix toward higher-yield Retail and MSME segments to widen NIMs.
Risks
Potential impact of Middle East geopolitical stress on slippages; volatility in gold prices affecting LTV margins.
Earnings Call filed with NSE, NSE: SOUTHBANK. Summary written with AI assistance from the document.
South Indian Bank Ltd: key numbers
- Share price
- ₹60.46
- Market cap
- ₹15,842 Cr
- Revenue (annual)
- ₹9,846 Cr
- Net profit (annual)
- ₹1,456 Cr
- P/E (TTM)
- 10.0×Sector 20.8×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 25.57%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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