ALFA Finder| Revenue growth | Total business grew 15% YoY to ₹2.23 lakh crore. |
|---|---|
| Margins | NIMs improved to 2.91% for the year, 2.95% for Q4. |
| Demand visibility | Strong traction in gold, mortgage, auto, and MSME loan segments. |
| Management confidence | Balanced, highlighting structural shifts while noting external risks. |
Growth
Net profit grew 12% to ₹1,455 crore; advances increased 14.5% led by 46% growth in gold loans.
Outlook
Targeting 15-16% loan growth for FY27; continuing shift to MSME and retail to expand NIMs.
Risks
Credit costs and slippages at record lows may mean-revert; geopolitical stress could impact NRI deposits.
Earnings Call filed with BSE, NSE: SOUTHBANK. Summary written with AI assistance from the document.
South Indian Bank Ltd: key numbers
- Share price
- ₹60.46
- Market cap
- ₹15,842 Cr
- Revenue (annual)
- ₹9,846 Cr
- Net profit (annual)
- ₹1,456 Cr
- P/E (TTM)
- 10.0×Sector 20.8×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 25.57%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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