ALFA Finder| Margins | NIM decreased to 2.95% for Q4FY26 from 3.21% YoY. |
|---|---|
| Demand visibility | High in MSME (24% growth) and Retail (70% growth) segments. |
| Management confidence | Strong; second consecutive year of positive operating leverage. |
Growth
FY26 Net Profit grew 11.6% YoY to ₹1,455 cr; Gross Advances increased 14.5% to ₹1,00,274 cr.
Outlook
Focus on 'Branch 2.0' for productivity and expanding the STP-based 'Power' series for frictionless loan processing.
Risks
Potential NIM pressure (2.95% in Q4FY26 vs 3.21% Q4FY25) and geographic concentration in South India.
Earnings Call filed with NSE, NSE: SOUTHBANK. Summary written with AI assistance from the document.
South Indian Bank Ltd: key numbers
- Share price
- ₹60.46
- Market cap
- ₹15,842 Cr
- Revenue (annual)
- ₹9,846 Cr
- Net profit (annual)
- ₹1,456 Cr
- P/E (TTM)
- 10.0×Sector 20.8×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 25.57%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from South Indian Bank Ltd
All →South Indian Bank Capacity Expansion
The South Indian Bank opened a new branch at Smart City, Kochi on October 28, 2026. The expansion adds one additional outlet in Ernakulam district.
- new branches
- 1 branches
South Indian Bank Employee Stock Options
South Indian Bank allotted 7,52,831 equity shares to employees on October 26, 2026 under its ESOS 2008 scheme. Issued capital now stands at 2,62,02,56,538 shares.
South Indian Bank Earnings Call Transcript: Key Takeaways
Bank reports record quarterly profit driven by robust loan growth and industry-leading asset quality metrics.
- Call
- Guides 16% growth
South Indian Bank Management Change
South Indian Bank announced changes in senior management designations for four key executives, as approved by the Board of Directors in its recent meeting.
South Indian Bank Investor Presentation: Key Takeaways
South Indian Bank reported a robust Q2 FY27 with PAT growing 21.37% YoY to ₹426 Cr. Strategy focuses on shifting from corporate to high-yield MSME and retail segments while maintaining tight cost controls.
South Indian Bank Results Update
South Indian Bank reported record Q2 FY27 net profit of ₹426.13 crore, up 21.28% YoY. NII grew 38% to ₹1,116 crore while GNPA improved to 1.24%.