ALFA Finder| Management target | Revenue 14.5% FY27 |
|---|
| Revenue growth | Individual Rated Premium (IRP) growth guidance of 14-15% for the year. |
|---|---|
| Margins | VNB margin at 26.2%; expected to move towards upper 28% range. |
| Demand visibility | Strong demand for non-par savings and protection solutions observed. |
| Management confidence | Confident in long-term growth and sustainable profitable growth via product mix. |
Growth
New Business Premium up 23% to INR 89.1B; Individual APE grew 14%; PAT grew 22% to INR 7.2B.
Outlook
VNB margin guidance of 26-28%; targeted IRP growth of 14-15%; expected margin improvement as product mix normalizes.
Risks
GST impact of INR 2.3B; lumpy group business impacting short-term margins; elevated stamp duty and labor costs.
Last quarter's promises, checked
Delivered
- Guided 13% IRP growth → delivered 14% (= BEAT)
- Guided 26-28% VNB margin → delivered 26.2% (= BEAT)
- Guided 14% 3-yr CAGR → delivered 14% (= BEAT)
Partly delivered
- Launch deferred annuity in Q1 FY27 → Planned for Q2 FY27 (= PARTIAL)
Investor Presentation filed with BSE, NSE: SBILIFE. Summary written with AI assistance from the document.
SBI Life Insurance Company Ltd: key numbers
- Share price
- ₹1,767.00
- Market cap
- ₹1,77,302 Cr
- Revenue (annual)
- ₹1,12,315 Cr
- Net profit (annual)
- ₹2,470 Cr
- P/E (TTM)
- 66.8×Sector 20.8×
- Promoter holding
- 55.31%-0.01% QoQ
- FII holding
- 20.68%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from SBI Life Insurance Company Ltd
All →SBI Life Insurance Company Management Change
SBI Life Insurance has issued a postal ballot notice seeking shareholder approval for appointing Mr. Nihar Niranjan Jambusaria as an Independent Director. Voting ends 3 December 2026.
SBI Life Insurance Company Annual General Meeting
SBI Life issued a postal ballot notice seeking member approval to appoint Mr. Nihar Jambusaria as Independent Director for three years. E-voting runs from November 4 to December 3, 2026.
- Execution
- September 22, 2026 to September 21, 2029
SBI Life Insurance Company Earnings Call Transcript: Key Takeaways
SBI Life delivered a strong 19% growth in Value of New Business (VNB) and margin expansion, effectively managing a one-time ₹530 Cr GST impact while maintaining market leadership.
- Call
- Guides 14% growth
SBI Life Insurance Company Results Update
SBI Life's H1 FY27 profit after tax rose 17% to ₹12.7 billion. Gross written premium grew 13% and the solvency ratio is 1.97.
SBI Life Insurance Company Q2 FY27 Results: Net Profit ₹549.2 Cr, Up 11.0% YoY
SBI Life Insurance Company Ltd reported revenue from operations of ₹26,878 Cr (+8.2% YoY) and net profit of ₹549.2 Cr (+11.0% YoY) for Q2 FY27.
- Key figure
- Net profit ₹549.2 Cr · +11.0% YoY
SBI Life Insurance Company Board Meeting Date
SBI Life scheduled a board meeting on October 27, 2026, to consider and approve financial results for the quarter and half year ended September 30, 2026.