| Revenue growth | GWP up 19% YoY; NBP up 20% YoY. |
|---|---|
| Margins | VoNB margin at 27.5% vs 27.8% in FY25. |
| Order book | Total Sum Assured at ₹13,796 billion, up 42% YoY. |
| Demand visibility | Strong demographic tailwinds; India's life insurance expected 9% CAGR. |
| Management confidence | High, citing steady growth and long-term consistent returns. |
Growth
GWP grew 19% to ₹1,012.9bn; VoNB up 12% to ₹66.7bn; Embedded Value rose 15% to ₹807.9bn.
Outlook
Strong focus on 28 states/7 UTs; digital adoption at 99.7% for new business; targeting underpenetrated protection and annuity markets.
Risks
Sensitivity analysis indicates high vulnerability to tax rate changes (-9.5% VoNB) and mass lapse scenarios (-19.6% VoNB).
Earnings Call filed with BSE, NSE: SBILIFE. Summary written with AI assistance from the document.
SBI Life Insurance Company Ltd: key numbers
- Share price
- ₹1,789.90
- Market cap
- ₹1,79,600 Cr
- Revenue (annual)
- ₹1,12,315 Cr
- Net profit (annual)
- ₹2,470 Cr
- P/E (TTM)
- 67.6×Sector 21.0×
- Promoter holding
- 55.31%-0.01% QoQ
- FII holding
- 20.68%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from SBI Life Insurance Company Ltd
All →SBI Life Insurance Company Management Change
SBI Life Insurance has issued a postal ballot notice seeking shareholder approval for appointing Mr. Nihar Niranjan Jambusaria as an Independent Director. Voting ends 3 December 2026.
SBI Life Insurance Company Annual General Meeting
SBI Life issued a postal ballot notice seeking member approval to appoint Mr. Nihar Jambusaria as Independent Director for three years. E-voting runs from November 4 to December 3, 2026.
- Execution
- September 22, 2026 to September 21, 2029
SBI Life Insurance Company Earnings Call Transcript: Key Takeaways
SBI Life delivered a strong 19% growth in Value of New Business (VNB) and margin expansion, effectively managing a one-time ₹530 Cr GST impact while maintaining market leadership.
- Call
- Guides 14% growth
SBI Life Insurance Company Results Update
SBI Life's H1 FY27 profit after tax rose 17% to ₹12.7 billion. Gross written premium grew 13% and the solvency ratio is 1.97.
SBI Life Insurance Company Q2 FY27 Results: Net Profit ₹549.2 Cr, Up 11.0% YoY
SBI Life Insurance Company Ltd reported revenue from operations of ₹26,878 Cr (+8.2% YoY) and net profit of ₹549.2 Cr (+11.0% YoY) for Q2 FY27.
- Key figure
- Net profit ₹549.2 Cr · +11.0% YoY
SBI Life Insurance Company Board Meeting Date
SBI Life scheduled a board meeting on October 27, 2026, to consider and approve financial results for the quarter and half year ended September 30, 2026.