| Revenue growth | AUM grew 29% YoY to ₹11,270 crore. |
|---|---|
| Margins | Spreads at 9.09%; yields at 17.61% with variable book resilience. |
| Demand visibility | Strong; MSME segment addressable market estimated at ₹4 lakh crore. |
| Management confidence | Cautiously optimistic; emphasizes antifragile model and risk preparedness. |
Growth
AUM grew 29% YoY to ₹11,270 crore; PAT increased 31% YoY to ₹451 crore.
Outlook
Guided to double the book over the next 3-3.5 years; targeting 25% gold loan share.
Risks
Rising inflation and external shocks impacting MSME cash flows; stage 2 assets increased to 16%.
Earnings Call filed with NSE, NSE: SBFC. Summary written with AI assistance from the document.
SBFC Finance Ltd: key numbers
- Share price
- ₹88.86
- Market cap
- ₹9,855 Cr
- Revenue (annual)
- ₹1,679 Cr
- Net profit (annual)
- ₹450.8 Cr
- P/E (TTM)
- 20.5×Sector 22.0×
- Promoter holding
- 52.31%-0.04% QoQ
- FII holding
- 7.22%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from SBFC Finance Ltd
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SBFC Finance Limited schedules a board meeting on October 24, 2026, to approve unaudited financial results for the quarter and half-year ending September 30, 2026.
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- Value
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- Value
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SBFC Finance allotted 10,000 secured, rated NCDs aggregating to ₹100 Crore on a private placement basis.
- Value
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SBFC Finance Other Announcement
SBFC Finance received an ESG rating of 75.00 (Leader) from Niche99 ESG Ratings for FY 2025-26. The rating was prepared independently using public-domain data.