ALFA Finder| Revenue growth | Total Income ₹426cr, up 27.8% YoY. |
|---|---|
| Margins | NIM at 10.33%; Spread improved to 9.04% from 8.50% YoY. |
| Demand visibility | Targeting large ₹4 lakh crore MSME financing market segment. |
Growth
PAT grew 34% YoY and 8% QoQ. AUM grew 29% YoY. Yield stood at 17.78% and Spread at 9.04%.
Outlook
Strong capital adequacy (31.70%). Expansion focused on secured MSME loans (ATS ₹5-30 lakh) and 100% in-house sourcing.
Risks
Gross NPA at 2.71%; slight rise in 1+ DPD (8.72%) vs 6.52% YoY; regional concentration in South India.
Earnings Call filed with BSE, NSE: SBFC. Summary written with AI assistance from the document.
SBFC Finance Ltd: key numbers
- Share price
- ₹89.83
- Market cap
- ₹9,990 Cr
- Revenue (annual)
- ₹1,679 Cr
- Net profit (annual)
- ₹450.8 Cr
- P/E (TTM)
- 19.6×Sector 21.0×
- Promoter holding
- 52.23%-0.08% QoQ
- FII holding
- 7.66%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from SBFC Finance Ltd
All →SBFC Finance Employee Stock Options
SBFC Finance Limited allotted 1,67,318 equity shares to employees following the exercise of stock options under various ESOP schemes. This allotment increased the company's paid-up equity capital to Rs. 1,112.08 Crore.
SBFC Finance Earnings Call Transcript: Key Takeaways
SBFC delivered consistent performance, achieving its 36th consecutive quarter of growth with a 15% ROE despite shifting focus away from micro-MSME segments.
SBFC Finance Investor Presentation: Key Takeaways
Q2 FY27 PAT ₹139 Cr (+27% YoY), AUM ₹12,592 Cr (+27% YoY, +6% QoQ), GNPA 2.6%, RoAAUM 4.6%, RoATE 15.0%. Focus remains secured MSME loans of ₹5–30 lakh.
SBFC Finance Other Announcement
SBFC Finance certified sufficient security cover for secured listed NCDs as on 30 September 2026. The auditor's certificate states no numeric cover ratio.
SBFC Finance Q2 FY27 Results: Net Profit ₹138.9 Cr, Up 27.3% YoY
SBFC Finance Ltd reported revenue from operations of ₹546.4 Cr (+33.0% YoY) and net profit of ₹138.9 Cr (+27.3% YoY) for Q2 FY27.
- Key figure
- Net profit ₹138.9 Cr · +27.3% YoY
SBFC Finance Debt & Borrowing: ₹1.3 Cr
SBFC Finance Ltd has successfully paid Rs.1.30 Crore in interest for its Series A6 non-convertible debentures, adhering to the scheduled payment terms.
- Value
- ₹1.30 Cr