| Revenue growth | Total Income ₹426cr, up 27.8% YoY. |
|---|---|
| Margins | NIM at 10.33%; Spread improved to 9.04% from 8.50% YoY. |
| Demand visibility | Targeting large ₹4 lakh crore MSME financing market segment. |
Growth
PAT grew 34% YoY and 8% QoQ. AUM grew 29% YoY. Yield stood at 17.78% and Spread at 9.04%.
Outlook
Strong capital adequacy (31.70%). Expansion focused on secured MSME loans (ATS ₹5-30 lakh) and 100% in-house sourcing.
Risks
Gross NPA at 2.71%; slight rise in 1+ DPD (8.72%) vs 6.52% YoY; regional concentration in South India.
Earnings Call filed with BSE, NSE: SBFC. Summary written with AI assistance from the document.
SBFC Finance Ltd: key numbers
- Share price
- ₹86.82
- Market cap
- ₹9,629 Cr
- Revenue (annual)
- ₹1,679 Cr
- Net profit (annual)
- ₹450.8 Cr
- P/E (TTM)
- 20.1×Sector 21.7×
- Promoter holding
- 52.31%-0.04% QoQ
- FII holding
- 7.22%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from SBFC Finance Ltd
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SBFC Finance Limited schedules a board meeting on October 24, 2026, to approve unaudited financial results for the quarter and half-year ending September 30, 2026.
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SBFC Finance Credit Rating
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- Value
- ₹37.62 Cr
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- Value
- ₹1.37 Cr
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SBFC Finance allotted 10,000 secured, rated NCDs aggregating to ₹100 Crore on a private placement basis.
- Value
- ₹100.0 Cr
SBFC Finance Other Announcement
SBFC Finance received an ESG rating of 75.00 (Leader) from Niche99 ESG Ratings for FY 2025-26. The rating was prepared independently using public-domain data.