ALFA Finder| Revenue growth | 10% YoY consolidated revenue growth driven by steady disbursements. |
|---|---|
| Margins | Stable NIM at 14.25% consolidated; 14.71% on standalone basis. |
| Demand visibility | Positive rural outlook supported by good monsoons and bumper harvests. |
| Management confidence | Balanced, emphasizing 18 quarters of profit and prudent underwriting. |
Growth
7% YoY AUM growth to ₹11,482 crore; consolidated AUM up 10% to ₹13,341 crore.
Outlook
Targeting 10-15% MFI growth and reducing credit cost to ~4% for FY26.
Risks
Subsidies still show low ROE/ROA due to expansion costs; high liquidity maintenance impacting ROA.
Earnings Call filed with NSE, NSE: SATIN. Summary written with AI assistance from the document.
Satin Creditcare Network Ltd: key numbers
- Share price
- ₹271.41
- Market cap
- ₹2,998 Cr
- Revenue (annual)
- ₹3,143 Cr
- Net profit (annual)
- ₹332.2 Cr
- P/E (TTM)
- 5.6×Sector 20.8×
- Promoter holding
- 36.17%+0.00% QoQ
- FII holding
- 4.89%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Satin Creditcare Network Ltd
All →Satin Creditcare Network Debt & Borrowing: ₹0.45 Cr
Satin Creditcare paid Rs.0.45 Crore interest on its 10.50% NCDs maturing January 2027. The payment was made a day before the November 4 due date.
- Value
- ₹0.45 Cr
Satin Creditcare Network Debt & Borrowing: ₹1.83 Cr
Satin Creditcare paid Rs.1.83 Crore quarterly interest on its 10.40% April 2027 NCDs on 31 October 2026. The payment fulfils an existing debt obligation.
- Value
- ₹1.83 Cr
Satin Creditcare Network Debt & Borrowing: ₹1.28 Cr
Satin Creditcare paid monthly interest of Rs.1.28 Crore on two NCD series. Payments were made on October 29, 2026, ahead of the October 30 due date.
- Value
- ₹1.28 Cr
Satin Creditcare Network Earnings Call Transcript: Key Takeaways
Satin reports its highest-ever standalone half-yearly profit, nearing FY26 levels in six months.
- Call
- Guides 25% growth
Satin Creditcare Network Other Announcement
Satin Creditcare reported no deviation in fund use from its warrant issue for the quarter ended September 30, 2026. The Audit Committee noted no comments.
Satin Creditcare Network Investor Presentation: Key Takeaways
Q2FY27 consolidated PAT ₹176 Cr (+231% YoY); H1FY27 standalone PAT ₹292 Cr (+209%). Consolidated AUM ₹16,589 Cr (+31%). Asset quality and credit cost improving.