| Revenue growth | 10% YoY consolidated revenue growth driven by steady disbursements. |
|---|---|
| Margins | Stable NIM at 14.25% consolidated; 14.71% on standalone basis. |
| Demand visibility | Positive rural outlook supported by good monsoons and bumper harvests. |
| Management confidence | Balanced, emphasizing 18 quarters of profit and prudent underwriting. |
Growth
7% YoY AUM growth to ₹11,482 crore; consolidated AUM up 10% to ₹13,341 crore.
Outlook
Targeting 10-15% MFI growth and reducing credit cost to ~4% for FY26.
Risks
Subsidies still show low ROE/ROA due to expansion costs; high liquidity maintenance impacting ROA.
Earnings Call filed with NSE, NSE: SATIN. Summary written with AI assistance from the document.
Satin Creditcare Network Ltd: key numbers
- Share price
- ₹236.65
- Market cap
- ₹2,614 Cr
- Revenue (annual)
- ₹3,143 Cr
- Net profit (annual)
- ₹332.2 Cr
- P/E (TTM)
- 6.4×Sector 22.0×
- Promoter holding
- 36.17%+0.00% QoQ
- FII holding
- 4.88%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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