| Revenue growth | Q2 consolidated revenue +31% YoY |
|---|---|
| Margins | Standalone NIM 15.8% Q2 (+137bps YoY); cost of funds 8.4% |
| Order book | ~₹4,600 Cr undrawn sanctions in hand |
| Demand visibility | Q2 standalone disbursement ₹3,101 Cr (+28%) |
| Management confidence | Ahead on ROA and credit cost vs FY27 guidance |
Growth
Consolidated Q2 total revenue ₹933 Cr (+31%); standalone Q2 revenue ₹816 Cr (+28%). Consolidated AUM +31%, disbursement +41%.
Outlook
FY27 guidance: AUM growth 20–25%, credit cost 3.0–3.5%, ROA 3.5–4.0%; ₹32,000 Cr AUM target by FY30.
Risks
Management overlay of ₹50 Cr held as buffer; Q2 standalone credit cost 2.47%; GNPA 1.9%. Management flags H2 seasonally higher growth.
Investor Presentation filed with BSE, NSE: SATIN. Summary written with AI assistance from the document.
Satin Creditcare Network Ltd: key numbers
- Share price
- ₹228.09
- Market cap
- ₹2,520 Cr
- Revenue (annual)
- ₹3,143 Cr
- Net profit (annual)
- ₹332.2 Cr
- P/E (TTM)
- 4.7×Sector 19.7×
- Promoter holding
- 36.17%+0.00% QoQ
- FII holding
- 4.89%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Satin Creditcare Network Ltd
All →Satin Creditcare Network Other Announcement
Satin Creditcare reported no deviation in fund use from its warrant issue for the quarter ended September 30, 2026. The Audit Committee noted no comments.
Satin Creditcare Network Results Update
Satin Creditcare's press release reports H1FY27 consolidated PAT of ₹299 Crore, up 204% year-on-year. Q2 profit of ₹176 Crore is described as its highest ever.
Satin Creditcare Network Q2 FY27 Results: Net Profit ₹175.9 Cr, Up 230.6% YoY
Satin Creditcare Network Ltd reported revenue from operations of ₹925.8 Cr (+18.6% YoY) and net profit of ₹175.9 Cr (+230.6% YoY) for Q2 FY27.
- Key figure
- Net profit ₹175.9 Cr · +230.6% YoY
Satin Creditcare Network Debt & Borrowing: ₹0.38 Cr
Satin Creditcare Network paid Rs.0.38 Crore monthly interest on its 11.50% SCNL January 2031 NCDs on 23 Oct 2026. The Rs.40 Crore issue size confirms the payment is consistent with the instrument.
- Value
- ₹0.38 Cr
Satin Creditcare Network Debt & Borrowing: ₹15 Cr
Satin Creditcare Network Ltd has successfully completed the full redemption of its 10.60% SCNL Oct 2026 non-convertible debentures. The company paid Rs.15 Crore on maturity.
- Value
- ₹15.00 Cr
Satin Creditcare Network Debt & Borrowing: ₹0.7 Cr
Satin Creditcare Network Limited has successfully made interest payments of Rs.0.40 Crore and Rs.0.30 Crore for its non-convertible debentures.
- Value
- ₹0.70 Cr