| Revenue growth | Total revenue grew 23% YoY to INR 3,161 crores. |
|---|---|
| Margins | Consolidated NIM at 13.2%; ROA improved to 2.6%. |
| Demand visibility | Strong; disbursements recovered sharply with rising average ticket sizes. |
| Management confidence | High; citing 35-year longevity and navigating multiple stress cycles. |
Growth
Consolidated AUM up 19% YoY to ₹15,174cr; FY26 PAT grew 79% YoY to ₹330cr.
Outlook
FY27 standalone AUM growth guidance of 15-20%; credit cost target 3.0-3.5%; 30% non-MFI mix by 2030.
Risks
Industry-wide credit cost spikes in FY25; potential inflation impacting borrower income levels.
Earnings Call filed with BSE, NSE: SATIN. Summary written with AI assistance from the document.
Satin Creditcare Network Ltd: key numbers
- Share price
- ₹236.65
- Market cap
- ₹2,614 Cr
- Revenue (annual)
- ₹3,143 Cr
- Net profit (annual)
- ₹332.2 Cr
- P/E (TTM)
- 6.4×Sector 22.0×
- Promoter holding
- 36.17%+0.00% QoQ
- FII holding
- 4.88%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Satin Creditcare Network Ltd
All →Satin Creditcare Network Debt & Borrowing: ₹0.39 Cr
Satin Creditcare Network Ltd paid interest of ₹0.39 Crore on its non-convertible debentures. This fulfills the company's debt servicing obligation for the specified period.
- Value
- ₹0.39 Cr
Satin Creditcare Network Debt & Borrowing: ₹0.31 Cr
Satin Creditcare Network paid monthly coupon of Rs 0.31 Crore on its 12% July-2031 debentures. The interest was settled on 22 September 2026, one day ahead of due date.
- Value
- ₹0.31 Cr
Satin Creditcare Network Earnings Call Transcript: Key Takeaways
Management projects a confident growth trajectory, highlighting its 18th consecutive profitable quarter and strategic diversification into technology and housing finance despite sector-wide headwinds.
- Call
- Guides 15% growth
Satin Creditcare Network Acquisition Worth ₹5 Cr
Satin Creditcare's subsidiary SGAL invested ₹5 Crore in Indic Wisdom. This capital will scale manufacturing and distribution for the food products startup.
- Value
- ₹5.00 Cr
Satin Creditcare Network Debt & Borrowing: ₹100 Cr
Satin Creditcare Network Limited has fully redeemed its 13.00% bonds maturing in September 2026, paying out a total of ₹100 Crore.
- Value
- ₹100.0 Cr
Satin Creditcare Network Debt & Borrowing: ₹0.45 Cr
Satin Creditcare Network paid ₹0.45 Crore as interest on its non-convertible debentures. The payment was made on September 3, 2026.
- Value
- ₹0.45 Cr