ALFA Finder| Management target | Revenue 30.0% |
|---|
| Revenue growth | 40% YoY growth to ₹1,888 Cr consolidated operating revenue. |
|---|---|
| Margins | PAT margin improved from 6% to 9% YoY. |
| Demand visibility | Consistent 35%+ new premium growth excluding savings for 13 quarters. |
| Management confidence | High; citing 51% 5-year CAGR and improving PAT margins. |
Growth
Insurance premium grew 41% YoY to ₹8,372 Cr; health/term insurance grew 53%. Core credit revenue increased 25%.
Outlook
Targeting 30% long-term growth; healthcare segment (hospitals) aims for ₹500 Cr annual run rate and break-even by Mar'27.
Risks
Regulatory changes regarding commissions; potential demand slowdown in life/health after initial peaks; dark pattern scrutiny.
Investor Presentation filed with NSE, NSE: POLICYBZR. Summary written with AI assistance from the document.
PB Fintech Ltd: key numbers
- Share price
- ₹976.00
- Market cap
- ₹45,400 Cr
- Revenue (annual)
- ₹6,794 Cr
- Net profit (annual)
- ₹669.9 Cr
- P/E (TTM)
- 56.3×Sector 23.6×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 27.12%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from PB Fintech Ltd
All →PB Fintech Employee Stock Options
PB Fintech allotted 24,06,644 equity shares to employees under ESOP 2021 on 7 November 2026. Issued capital rises to Rs 93.03 Crore; shares total 46.52 crore.
PB Fintech Earnings Call Transcript: Key Takeaways
Management remains defiant despite draft IRDAI regulations potentially cutting distribution payouts, pivoting to 'pay for outcomes' and non-insurance revenue to sustain 30%+ core growth.
PB Fintech Financial Results
PB Fintech's board approved unaudited Q2 and H1 FY27 results on 30 October 2026, with PAT up 43% YoY to ₹192 Cr. The filing also encloses an earnings release and press release on insurance premium growth.
PB Fintech Capital Structure Change
HDFC Mutual Fund schemes raised their PB Fintech stake by 2.02% to 7.03% via open-market purchases. The acquisition was dated 28 October 2026.
PB Fintech Board Meeting Date
PB Fintech will hold a board meeting on 30 October 2026 to consider unaudited standalone and consolidated results for the quarter and half year ended 30 September 2026. The trading window stays closed until 1 November 2026.
PB Fintech Other Announcement
The company filed its quarterly shareholding pattern for the period ended September 30, 2026, in compliance with SEBI regulations.