| Management target | Revenue 30.0% |
|---|
| Revenue growth | 40% YoY growth to ₹1,888 Cr consolidated operating revenue. |
|---|---|
| Margins | PAT margin improved from 6% to 9% YoY. |
| Demand visibility | Consistent 35%+ new premium growth excluding savings for 13 quarters. |
| Management confidence | High; citing 51% 5-year CAGR and improving PAT margins. |
Growth
Insurance premium grew 41% YoY to ₹8,372 Cr; health/term insurance grew 53%. Core credit revenue increased 25%.
Outlook
Targeting 30% long-term growth; healthcare segment (hospitals) aims for ₹500 Cr annual run rate and break-even by Mar'27.
Risks
Regulatory changes regarding commissions; potential demand slowdown in life/health after initial peaks; dark pattern scrutiny.
Investor Presentation filed with NSE, NSE: POLICYBZR. Summary written with AI assistance from the document.
PB Fintech Ltd: key numbers
- Share price
- ₹1,166.00
- Market cap
- ₹53,957 Cr
- Revenue (annual)
- ₹6,794 Cr
- Net profit (annual)
- ₹669.9 Cr
- P/E (TTM)
- 72.1×Sector 22.1×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 37.29%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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Management call regarding draft regulatory changes impacting insurance commissions. PB Fintech expects a serious 60-70% revenue compression in general insurance, necessitating cost rationalization and exploration of manufacturing/MGA models.
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PB Fintech Limited has officially denied market rumours regarding the potential resignation of its Chairman and Group CEO, Mr. Yashish Dahiya, confirming he remains in his role.
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