| Revenue growth | 35% YoY operating revenue growth to ₹2,178 Cr. |
|---|---|
| Margins | PAT margin improved from 8% to 9% YoY. |
| Demand visibility | Strong; 14 consecutive quarters of 34%+ core new premium growth. |
| Management confidence | Aggressive and defiant regarding regulatory impacts and long-term moat. |
Growth
Core premium grew 38% YoY to ₹9,385 Cr, with PAT margins improving to 9%.
Outlook
Targets over ₹40,000 Cr insurance premium in FY27; guiding for core business cost discipline over next 1,000 days.
Risks
Regulatory changes to commission structures threaten core distribution revenue; management deflection on specific margin impacts flags risk.
Earnings Call Transcript filed with BSE, NSE: POLICYBZR. Summary written with AI assistance from the document.
PB Fintech Ltd: key numbers
- Share price
- ₹1,000.10
- Market cap
- ₹46,280 Cr
- Revenue (annual)
- ₹6,794 Cr
- Net profit (annual)
- ₹669.9 Cr
- P/E (TTM)
- 61.9×Sector 23.5×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 27.12%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from PB Fintech Ltd
All →PB Fintech Financial Results
PB Fintech's board approved unaudited Q2 and H1 FY27 results on 30 October 2026, with PAT up 43% YoY to ₹192 Cr. The filing also encloses an earnings release and press release on insurance premium growth.
PB Fintech Capital Structure Change
HDFC Mutual Fund schemes raised their PB Fintech stake by 2.02% to 7.03% via open-market purchases. The acquisition was dated 28 October 2026.
PB Fintech Board Meeting Date
PB Fintech will hold a board meeting on 30 October 2026 to consider unaudited standalone and consolidated results for the quarter and half year ended 30 September 2026. The trading window stays closed until 1 November 2026.
PB Fintech Other Announcement
The company filed its quarterly shareholding pattern for the period ended September 30, 2026, in compliance with SEBI regulations.
PB Fintech Capital Structure Change
ICICI Prudential Mutual Fund bought 1,50,487 PB Fintech shares in open market on 16 Oct 2026, crossing 5%. The non-promoter stake crossing triggers this SAST Reg 29(1) disclosure.
PB Fintech Acquisition Worth ₹1 Cr
PB Fintech has invested ₹1 Crore in its wholly owned subsidiary, PB Financial Account Aggregators Private Limited, to support its capital adequacy and operating expenses.
- Value
- ₹1.00 Cr