| Revenue growth | 48% CAGR since IPO, reaching ₹6,794 Cr in FY26. |
|---|---|
| Margins | Renewal revenue at ~80% margins; total PAT margin turning positive. |
| Demand visibility | Strong; insurance premium and loan disbursals showing 47-49% CAGR. |
| Management confidence | High; on track for ₹1,000 Cr PAT in FY27. |
Growth
FY26 Insurance Premium grew to ₹29,934 Cr (49% CAGR); Revenue reached ₹6,794 Cr (48% CAGR) since IPO.
Outlook
Targeting ₹1,000 Cr PAT in FY27 and ₹1 Lac Cr Total Insurance Premium by FY30.
Risks
Risk controls averted ₹9,618 Cr in sum assured; focus remains on fraud detection and persistency metrics.
Earnings Call filed with BSE, NSE: POLICYBZR. Summary written with AI assistance from the document.
PB Fintech Ltd: key numbers
- Share price
- ₹1,166.00
- Market cap
- ₹53,957 Cr
- Revenue (annual)
- ₹6,794 Cr
- Net profit (annual)
- ₹669.9 Cr
- P/E (TTM)
- 72.1×Sector 22.1×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 37.29%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from PB Fintech Ltd
All →PB Fintech Price Movement Clarification
PB Fintech clarified that recent stock price movements are market-driven. It is currently evaluating an IRDAI consultation paper regarding potential changes to insurance distribution economics.
PB Fintech Earnings Call Transcript: Key Takeaways
Management call regarding draft regulatory changes impacting insurance commissions. PB Fintech expects a serious 60-70% revenue compression in general insurance, necessitating cost rationalization and exploration of manufacturing/MGA models.
PB Fintech Price Movement Clarification
PB Fintech Limited has officially denied market rumours regarding the potential resignation of its Chairman and Group CEO, Mr. Yashish Dahiya, confirming he remains in his role.
PB Fintech Acquisition Worth ₹1 Cr
PB Fintech is infusing ₹1 Crore into its wholly-owned subsidiary PBFAA in tranches. The funds will meet RBI capital adequacy norms for its Account Aggregator license.
- Value
- ₹1.00 Cr
PB Fintech Acquisition Worth ₹10 Cr
PB Fintech acquired PB Wheels Private Limited for ₹10 Crore cash to fund its working capital. The target operates a digital vehicle management platform.
- Value
- ₹10.00 Cr
- Execution
- One or more tranches (timing as per M&A and Investment Committee approval)
PB Fintech Acquisition Worth ₹5 Cr
PB Fintech buys the remaining 20% of Myloancare Ventures for ₹5 Crore, achieving full ownership. The RBI-registered NBFC aligns with its core lending business.
- Value
- ₹5.00 Cr
- Execution
- Expected completion on or before March 31, 2027