| Revenue growth | 48% CAGR since IPO, reaching ₹6,794 Cr in FY26. |
|---|---|
| Margins | Renewal revenue at ~80% margins; total PAT margin turning positive. |
| Demand visibility | Strong; insurance premium and loan disbursals showing 47-49% CAGR. |
| Management confidence | High; on track for ₹1,000 Cr PAT in FY27. |
Growth
FY26 Insurance Premium grew to ₹29,934 Cr (49% CAGR); Revenue reached ₹6,794 Cr (48% CAGR) since IPO.
Outlook
Targeting ₹1,000 Cr PAT in FY27 and ₹1 Lac Cr Total Insurance Premium by FY30.
Risks
Risk controls averted ₹9,618 Cr in sum assured; focus remains on fraud detection and persistency metrics.
Earnings Call filed with BSE, NSE: POLICYBZR. Summary written with AI assistance from the document.
PB Fintech Ltd: key numbers
- Share price
- ₹991.00
- Market cap
- ₹46,097 Cr
- Revenue (annual)
- ₹6,794 Cr
- Net profit (annual)
- ₹669.9 Cr
- P/E (TTM)
- 57.2×Sector 23.6×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 27.12%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from PB Fintech Ltd
All →PB Fintech Employee Stock Options
PB Fintech allotted 24,06,644 equity shares to employees under ESOP 2021 on 7 November 2026. Issued capital rises to Rs 93.03 Crore; shares total 46.52 crore.
PB Fintech Earnings Call Transcript: Key Takeaways
Management remains defiant despite draft IRDAI regulations potentially cutting distribution payouts, pivoting to 'pay for outcomes' and non-insurance revenue to sustain 30%+ core growth.
PB Fintech Financial Results
PB Fintech's board approved unaudited Q2 and H1 FY27 results on 30 October 2026, with PAT up 43% YoY to ₹192 Cr. The filing also encloses an earnings release and press release on insurance premium growth.
PB Fintech Capital Structure Change
HDFC Mutual Fund schemes raised their PB Fintech stake by 2.02% to 7.03% via open-market purchases. The acquisition was dated 28 October 2026.
PB Fintech Board Meeting Date
PB Fintech will hold a board meeting on 30 October 2026 to consider unaudited standalone and consolidated results for the quarter and half year ended 30 September 2026. The trading window stays closed until 1 November 2026.
PB Fintech Other Announcement
The company filed its quarterly shareholding pattern for the period ended September 30, 2026, in compliance with SEBI regulations.