| Revenue growth | Strong 42% YoY growth led by protection premiums rising 57%. |
|---|---|
| Margins | Margins improving structurally as Paisabazaar hits EBITDA breakeven. |
| Demand visibility | Strong demand for health and term insurance post-GST discussions. |
| Management confidence | Extremely high confidence; over-optimistic tone regarding beating all guidance metrics. |
Growth
Revenue grew 42% YoY to ₹29,934cr; protection premiums surged 57%, indicating high-quality, sticky customer acquisition.
Outlook
Guided 30% steady-state growth; Paisabazaar expected to be significantly EBITDA positive in the coming year.
Risks
Regulatory commission caps remain a wildcard, and the capital-heavy 'PB Health' hospital expansion could dilute core focus.
Earnings Call filed with BSE, NSE: POLICYBZR. Summary written with AI assistance from the document.
PB Fintech Ltd: key numbers
- Share price
- ₹1,166.00
- Market cap
- ₹53,957 Cr
- Revenue (annual)
- ₹6,794 Cr
- Net profit (annual)
- ₹669.9 Cr
- P/E (TTM)
- 72.1×Sector 22.1×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 37.29%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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