ALFA Finder| Revenue growth | 27.4% overall GWP growth; 35% retail growth in FY26. |
|---|---|
| Margins | Combined ratio improved 160bps to 101.4%. |
| Demand visibility | Strong retail health momentum post-GST reform. |
| Management confidence | High; citing multichannel strength and digital inflection. |
Growth
FY26 GWP grew 27.4% to ₹9,433cr; retail health grew 35%. PAT increased 80% YoY to ₹366cr.
Outlook
Targets 17-19% retail CAGR over 5 years. Aims for 99% combined ratio and high-teen ROE by FY29.
Risks
Potential changes in commission regulations; slight increase in loss ratio due to business mix changes.
Earnings Call filed with NSE, NSE: NIVABUPA. Summary written with AI assistance from the document.
Niva Bupa Health Insurance Company Ltd: key numbers
- Share price
- ₹78.55
- Market cap
- ₹14,537 Cr
- Revenue (annual)
- ₹6,695 Cr
- Net profit (annual)
- ₹130.8 Cr
- P/E (TTM)
- 27.4×Sector 20.8×
- Promoter holding
- 55.29%-0.01% QoQ
- FII holding
- 12.95%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Niva Bupa Health Insurance Company Ltd
All →Niva Bupa Health Insurance Company Earnings Call Transcript: Key Takeaways
H1 FY27 PAT doubled to ₹273 Cr; GWP up 26% ex-1/n. Loss ratio gains credited to mix; management declined to quantify drivers. Solvency drifting down to 2.03x is the watch item.
Niva Bupa Health Insurance Company Results Update
Niva Bupa reported Q2 FY27 PAT of ₹136 crore, up 124%, and GWP of ₹2,484 crore, up 35%. The release highlights strong Retail Health growth and an improved solvency ratio.
Niva Bupa Health Insurance Company Board Meeting Outcome
Niva Bupa Health Insurance Company's Board approved amendments and the consolidation of its PIT policies. The updated policy integrates UPSI fair disclosure and leak inquiry procedures into a single framework.
Niva Bupa Health Insurance Company Investor Presentation: Key Takeaways
H1 FY27 GWP ₹4,634 Cr (+33.4% y-o-y, 1/n basis); PAT ₹273.4 Cr, more than doubled; CISR improved to 99.5% from 103.1%; retail health share 11.0%.
Niva Bupa Health Insurance Company Other Announcement
Niva Bupa Health Insurance's Board approved the amendment and consolidation of its UPSI Fair Disclosure and Leak Inquiry policies. The integrated policy streamlines operational compliance under SEBI PIT Regulations.
Niva Bupa Health Insurance Company Q2 FY27 Results: Net Profit ₹135.6 Cr, Up 124.1% YoY
Niva Bupa Health Insurance Company Ltd reported revenue from operations of ₹2,572 Cr (+25.5% YoY) and net profit of ₹135.6 Cr (+124.1% YoY) for Q2 FY27.
- Key figure
- Net profit ₹135.6 Cr · +124.1% YoY