Monday, 28 September 2026 Every NSE & BSE announcement, by company
ALFA Filings Every announcement, straight from the exchange
Earnings Call

Niva Bupa Health Insurance Company Earnings Call: Key Takeaways

Niva Bupa reported stellar FY26 performance with GWP of ₹9,433 crore and PAT of ₹366 crore (IFRS). Strategy focuses on multi-channel distribution, digital automation, and LTV-based underwriting to drive profitability.

Why this was an Alfa AlertNot a filter event. Results are strong but no prior guided range was provided for comparison.
Highlights
Revenue growthGWP grew 27.4% y-o-y to ₹9,432.9 Cr.
MarginsCISR improved to 101.4% from 103.0% y-o-y.
Demand visibilityPositive outlook driven by GST exemptions on health insurance.
Management confidenceStrong confidence cited in resilience and service excellence.

Growth

FY26 GWP grew 27.4% y-o-y; IFRS PAT increased 80.4% from ₹203cr to ₹366cr. Retail health market share reached 10.1%.

Outlook

Transitioning to Ind AS; focus on AI-driven value chain transformation and expanding Preferred Partner Network (PPN) hospitals.

Risks

Inflationary medical cost trends (7.2% CAGR in claims index); regulatory changes; potential volatility in global economic environments.

Source

Earnings Call filed with NSE, NSE: NIVABUPA. Summary written with AI assistance from the document.

Read the document ↗

Niva Bupa Health Insurance Company Ltd: key numbers

Share price
₹77.19
Market cap
₹14,277 Cr
Revenue (annual)
₹6,695 Cr
Net profit (annual)
₹130.8 Cr
P/E (TTM)
39.7×Sector 22.0×
Promoter holding
55.30%-0.06% QoQ
FII holding
12.09%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

More from Niva Bupa Health Insurance Company Ltd

All →
22:47 IST NSE
Credit Rating

Niva Bupa Health Insurance Company Credit Rating

Niva Bupa Health Insurance received credit ratings from AM Best, including a Financial Strength Rating of A- and Long-Term Issuer Credit Rating of a-.

17:28 IST NSE
Management Change

Niva Bupa Health Insurance Company Management Change

Niva Bupa Health Insurance announced that Mr. Vikas Jain transitioned to Chief Transformation Officer, while Mr. Karan Bhatia was appointed as the new Chief Investment Officer.

12:03 IST NSE
Other Announcement

Niva Bupa Health Insurance Company Other Announcement

Niva Bupa received an ESG rating of '67 Leader' for FY24-25 and FY25-26 from Niche99. The rating was assigned independently by the SEBI-registered provider without company engagement.