ALFA Finder| Revenue guidance | 18.0% → 20.0% Raised by 2.0 percentage points |
|---|---|
| Management target | Revenue 20.0% FY27 |
| Revenue growth | AUM growth revised to 20% from 18% earlier. |
|---|---|
| Margins | NIMs expanding; cost of funds reduced to 10.13%. |
| Demand visibility | Strong momentum in Q1 with high festive season demand expected. |
| Management confidence | High confidence in 20% growth and improving asset quality. |
Growth
Disbursements grew 49% YoY; PPOP increased 43% YoY and 3% QoQ; earnings rose 20% YoY and 5% QoQ.
Outlook
Management revised AUM growth guidance upward to 20%. Targeting 5% ROA by FY30 with 75% digital collections.
Risks
Potential rural slowdown due to monsoon deficits and higher rural inflation; industry-wide customer base contraction.
Last quarter's promises, checked
Delivered
- Guided 5-10% AUM growth → delivered 13% (= BEAT)
- Guided 4-6% credit cost → delivered 3.5% (= BEAT)
- Guided 15% non-JLG mix → delivered 17% (= BEAT)
Earnings Call Transcript filed with BSE, NSE: MUTHOOTMF. Summary written with AI assistance from the document.
Muthoot Microfin Ltd: key numbers
- Share price
- ₹164.25
- Market cap
- ₹2,800 Cr
- Revenue (annual)
- ₹2,370 Cr
- Net profit (annual)
- ₹170.3 Cr
- P/E (TTM)
- 8.6×Sector 20.8×
- Promoter holding
- 55.47%+0.00% QoQ
- FII holding
- 23.19%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Muthoot Microfin Ltd
All →Muthoot Microfin Earnings Call Transcript: Key Takeaways
Record ₹2,900 Cr disbursement, AUM up 22%, standalone PAT ₹110.8 Cr. Credit cost 2.6%. Management downplays drought exposure of 3.6% of book.
Muthoot Microfin Investor Presentation: Key Takeaways
Q2 FY27: total income INR 7,329mn (+26.9% YoY), PAT INR 1,108mn (+263% YoY), AUM INR 1,53,228mn (+22% YoY); GNPA eased to 3.38%.
Muthoot Microfin Results Update
Muthoot Microfin reported Q2 FY27 PAT of Rs. 110.8 crore, up 262.9% YoY, alongside a record Rs. 2,900 crore in disbursements. CareEdge revised its outlook to Positive.
Muthoot Microfin Q2 FY27 Results: Net Profit ₹110.8 Cr, Up 263.3% YoY
Muthoot Microfin Ltd reported revenue from operations of ₹730.7 Cr (+26.8% YoY) and net profit of ₹110.8 Cr (+263.3% YoY) for Q2 FY27.
- Key figure
- Net profit ₹110.8 Cr · +263.3% YoY
Muthoot Microfin Other Announcement
Muthoot Microfin filed its quarterly shareholding pattern for the period ended 30 September 2026. Promoter and promoter group hold about 55.47%, with no transaction reported.
Muthoot Microfin Credit Rating
CareEdge reaffirmed Muthoot Microfin's long-term foreign currency rating at BB- and revised the outlook to Positive from Stable. The move reflects improving asset quality and profitability.