| Revenue guidance | 18.0% → 20.0% Raised by 2.0 percentage points |
|---|---|
| Management target | Revenue 20.0% FY27 |
| Revenue growth | AUM growth revised to 20% from 18% earlier. |
|---|---|
| Margins | NIMs expanding; cost of funds reduced to 10.13%. |
| Demand visibility | Strong momentum in Q1 with high festive season demand expected. |
| Management confidence | High confidence in 20% growth and improving asset quality. |
Growth
Disbursements grew 49% YoY; PPOP increased 43% YoY and 3% QoQ; earnings rose 20% YoY and 5% QoQ.
Outlook
Management revised AUM growth guidance upward to 20%. Targeting 5% ROA by FY30 with 75% digital collections.
Risks
Potential rural slowdown due to monsoon deficits and higher rural inflation; industry-wide customer base contraction.
Last quarter's promises, checked
Delivered
- Guided 5-10% AUM growth → delivered 13% (= BEAT)
- Guided 4-6% credit cost → delivered 3.5% (= BEAT)
- Guided 15% non-JLG mix → delivered 17% (= BEAT)
Earnings Call Transcript filed with BSE, NSE: MUTHOOTMF. Summary written with AI assistance from the document.
Muthoot Microfin Ltd: key numbers
- Share price
- ₹181.56
- Market cap
- ₹3,095 Cr
- Revenue (annual)
- ₹2,370 Cr
- Net profit (annual)
- ₹170.3 Cr
- P/E (TTM)
- 12.6×Sector 22.0×
- Promoter holding
- 55.47%+0.00% QoQ
- FII holding
- 23.11%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Muthoot Microfin Ltd
All →Muthoot Microfin Other Announcement
Muthoot Microfin filed its monthly ALM statement for August 2026 as required by SEBI. The filing is a routine compliance report with no new business transaction.
Muthoot Microfin Debt & Borrowing: ₹250 Cr
Muthoot Microfin allotted 2,50,000 secured NCDs at ₹250 Crore aggregate via private placement. The 24-month 9.25% issue is listed on BSE.
- Value
- ₹250.0 Cr
- Execution
- 24 months
Muthoot Microfin Earnings Call Transcript: Key Takeaways
Muthoot Microfin reports its highest-ever Q1 disbursement of ₹2,644 Cr, signaling a strategic pivot toward secured and individual lending products to diversify the portfolio.
- Call
- Guides 20% growth
Muthoot Microfin Investor Presentation: Key Takeaways
Muthoot Microfin reports Q1 FY27 Income of INR 6,706 Mn (+20% YoY) and PAT of INR 813 Mn (12x YoY). Focus remains on portfolio diversification into MSEL and MSME segments.
- Call
- Guides 20% growth
Muthoot Microfin Q1 FY27 Results: Net Profit ₹81.3 Cr, Up 1211.3% YoY
Muthoot Microfin Ltd reported revenue from operations of ₹668.6 Cr (+19.7% YoY) and net profit of ₹81.3 Cr (+1211.3% YoY) for Q1 FY27.
- Key figure
- Net profit ₹81.3 Cr · +1211.3% YoY
Muthoot Microfin Earnings Call: Key Takeaways
Transcript of Capital Markets Day 2026. Management unveiled 'Vision 3030' to reach ₹30,000 Cr AUM with 5% ROA and 20% ROE through product diversification (Gold, MSME, LAP).