| Revenue growth | Disbursement ₹2,900 Cr, +28% YoY; total income ₹733 Cr, +27%. |
|---|---|
| Margins | NIM 12% to 12.5%; OPEX to GLP 7% to 6.1%. |
| Demand visibility | Festive season ahead; H2 seasonally stronger; drought districts calibrated disbursement. |
| Management confidence | Upbeat; pre-emptive reassurance on drought and rate-hike risks. |
Growth
Disbursement +28% YoY, AUM +22%, PPOP +67%. Profit lift comes from NIM rising 12% to 12.5% and lower borrowing cost.
Outlook
FY27 profit guided at ₹425–450 Cr; H1 delivered ₹192 Cr. AUM growth guided at 20%.
Risks
Drought in Maharashtra and Karnataka, 3.6% of book. Further rate hikes expected. Draft IRDAI insurance rules pending.
Earnings Call Transcript filed with NSE, NSE: MUTHOOTMF. Summary written with AI assistance from the document.
Muthoot Microfin Ltd: key numbers
- Share price
- ₹157.00
- Market cap
- ₹2,677 Cr
- Revenue (annual)
- ₹2,370 Cr
- Net profit (annual)
- ₹170.3 Cr
- P/E (TTM)
- 8.2×Sector 20.3×
- Promoter holding
- 55.47%+0.00% QoQ
- FII holding
- 23.19%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Muthoot Microfin Ltd
All →Muthoot Microfin Investor Presentation: Key Takeaways
Q2 FY27: total income INR 7,329mn (+26.9% YoY), PAT INR 1,108mn (+263% YoY), AUM INR 1,53,228mn (+22% YoY); GNPA eased to 3.38%.
Muthoot Microfin Results Update
Muthoot Microfin reported Q2 FY27 PAT of Rs. 110.8 crore, up 262.9% YoY, alongside a record Rs. 2,900 crore in disbursements. CareEdge revised its outlook to Positive.
Muthoot Microfin Q2 FY27 Results: Net Profit ₹110.8 Cr, Up 263.3% YoY
Muthoot Microfin Ltd reported revenue from operations of ₹730.7 Cr (+26.8% YoY) and net profit of ₹110.8 Cr (+263.3% YoY) for Q2 FY27.
- Key figure
- Net profit ₹110.8 Cr · +263.3% YoY
Muthoot Microfin Other Announcement
Muthoot Microfin filed its quarterly shareholding pattern for the period ended 30 September 2026. Promoter and promoter group hold about 55.47%, with no transaction reported.
Muthoot Microfin Credit Rating
CareEdge reaffirmed Muthoot Microfin's long-term foreign currency rating at BB- and revised the outlook to Positive from Stable. The move reflects improving asset quality and profitability.
Muthoot Microfin Board Meeting Date
Muthoot Microfin will hold a board meeting on 5 Nov 2026 to consider Q1 FY27 unaudited standalone financial results and other business. The trading window remains closed until 7 Nov 2026.