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Investor Presentation

Muthoot Microfin Investor Presentation: Key Takeaways

Muthoot Microfin reports Q1 FY27 Income of INR 6,706 Mn (+20% YoY) and PAT of INR 813 Mn (12x YoY). Focus remains on portfolio diversification into MSEL and MSME segments.

Guidance and delivery
AUM -Growth guidance 15.0% → 20.0% Raised by 5.0 percentage points
Management target AUM -Growth 20.0% FY27
Highlights
Revenue growth20.0% YoY
MarginsNIM steady at 12.0%; target 12.3-12.5%.
Order bookAUM at INR 1.44 Lakh Mn.
Demand visibilityStrong traction in MSEL and individual loan portfolios.
Management confidenceHigh; guidance raised on AUM growth and RoE.

Growth

AUM reached INR 1,44,572 Mn (+18% YoY). Net Interest Margin (NIM) stands at 12.0%.

Outlook

Management raised FY27 AUM growth guidance to 18-20%. Target RoA is 2.5%-3.3% for the fiscal year.

Risks

Natural disasters like floods and cyclones impact collections; credit cost is managed at 2.6%.

Source

Investor Presentation filed with NSE, NSE: MUTHOOTMF. Summary written with AI assistance from the document.

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Muthoot Microfin Ltd: key numbers

Share price
₹181.56
Market cap
₹3,095 Cr
Revenue (annual)
₹2,370 Cr
Net profit (annual)
₹170.3 Cr
P/E (TTM)
12.6×Sector 22.0×
Promoter holding
55.47%+0.00% QoQ
FII holding
23.11%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

More from Muthoot Microfin Ltd

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12:59 IST NSE
Other Announcement

Muthoot Microfin Other Announcement

Muthoot Microfin filed its monthly ALM statement for August 2026 as required by SEBI. The filing is a routine compliance report with no new business transaction.

12:39 IST BSE
Debt & Borrowing

Muthoot Microfin Debt & Borrowing: ₹250 Cr

Muthoot Microfin allotted 2,50,000 secured NCDs at ₹250 Crore aggregate via private placement. The 24-month 9.25% issue is listed on BSE.

Value
₹250.0 Cr
Execution
24 months
18:59 IST NSE
Financial Results

Muthoot Microfin Q1 FY27 Results: Net Profit ₹81.3 Cr, Up 1211.3% YoY

Muthoot Microfin Ltd reported revenue from operations of ₹668.6 Cr (+19.7% YoY) and net profit of ₹81.3 Cr (+1211.3% YoY) for Q1 FY27.

Key figure
Net profit ₹81.3 Cr · +1211.3% YoY
17:18 IST BSE
Earnings Call

Muthoot Microfin Earnings Call: Key Takeaways

Transcript of Capital Markets Day 2026. Management unveiled 'Vision 3030' to reach ₹30,000 Cr AUM with 5% ROA and 20% ROE through product diversification (Gold, MSME, LAP).