ALFA Finder| AUM -Growth guidance | 15.0% → 20.0% Raised by 5.0 percentage points |
|---|---|
| Management target | AUM -Growth 20.0% FY27 |
| Revenue growth | 20.0% YoY |
|---|---|
| Margins | NIM steady at 12.0%; target 12.3-12.5%. |
| Order book | AUM at INR 1.44 Lakh Mn. |
| Demand visibility | Strong traction in MSEL and individual loan portfolios. |
| Management confidence | High; guidance raised on AUM growth and RoE. |
Growth
AUM reached INR 1,44,572 Mn (+18% YoY). Net Interest Margin (NIM) stands at 12.0%.
Outlook
Management raised FY27 AUM growth guidance to 18-20%. Target RoA is 2.5%-3.3% for the fiscal year.
Risks
Natural disasters like floods and cyclones impact collections; credit cost is managed at 2.6%.
Investor Presentation filed with NSE, NSE: MUTHOOTMF. Summary written with AI assistance from the document.
Muthoot Microfin Ltd: key numbers
- Share price
- ₹164.25
- Market cap
- ₹2,800 Cr
- Revenue (annual)
- ₹2,370 Cr
- Net profit (annual)
- ₹170.3 Cr
- P/E (TTM)
- 8.6×Sector 20.8×
- Promoter holding
- 55.47%+0.00% QoQ
- FII holding
- 23.19%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Muthoot Microfin Ltd
All →Muthoot Microfin Earnings Call Transcript: Key Takeaways
Record ₹2,900 Cr disbursement, AUM up 22%, standalone PAT ₹110.8 Cr. Credit cost 2.6%. Management downplays drought exposure of 3.6% of book.
Muthoot Microfin Investor Presentation: Key Takeaways
Q2 FY27: total income INR 7,329mn (+26.9% YoY), PAT INR 1,108mn (+263% YoY), AUM INR 1,53,228mn (+22% YoY); GNPA eased to 3.38%.
Muthoot Microfin Results Update
Muthoot Microfin reported Q2 FY27 PAT of Rs. 110.8 crore, up 262.9% YoY, alongside a record Rs. 2,900 crore in disbursements. CareEdge revised its outlook to Positive.
Muthoot Microfin Q2 FY27 Results: Net Profit ₹110.8 Cr, Up 263.3% YoY
Muthoot Microfin Ltd reported revenue from operations of ₹730.7 Cr (+26.8% YoY) and net profit of ₹110.8 Cr (+263.3% YoY) for Q2 FY27.
- Key figure
- Net profit ₹110.8 Cr · +263.3% YoY
Muthoot Microfin Other Announcement
Muthoot Microfin filed its quarterly shareholding pattern for the period ended 30 September 2026. Promoter and promoter group hold about 55.47%, with no transaction reported.
Muthoot Microfin Credit Rating
CareEdge reaffirmed Muthoot Microfin's long-term foreign currency rating at BB- and revised the outlook to Positive from Stable. The move reflects improving asset quality and profitability.