ALFA Finder| Margins | NIM at 4.53%; Cost of Funds improved to 4.46%. |
|---|---|
| Demand visibility | Strong credit growth at ~19% in Indian economy. |
| Management confidence | High |
Growth
Q1FY27 Net Profit reached ₹4,123 cr (+26% YoY). Customer assets grew 16% YoY to ₹5,70,901 cr.
Outlook
Targeting 30% gender diversity by FY29; focus on scaling Kotak811 (growing 32% YoY) and AI-driven operational efficiency.
Risks
Potential headwinds from global events affecting INR; slight moderation in NIM to 4.53% vs 4.65% YoY.
Investor Presentation filed with BSE, NSE: KOTAKBANK. Summary written with AI assistance from the document.
Kotak Mahindra Bank Ltd: key numbers
- Share price
- ₹487.70
- Market cap
- ₹4,85,158 Cr
- Revenue (annual)
- ₹69,781 Cr
- Net profit (annual)
- ₹19,288 Cr
- P/E (TTM)
- 22.6×Sector 20.8×
- Promoter holding
- 25.87%+0.00% QoQ
- FII holding
- 24.65%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Kotak Mahindra Bank Ltd
All →Kotak Mahindra Bank Acquisition
Kotak Mahindra Bank received CCI approval for acquiring Deutsche Bank's India retail, private banking and wealth business. Completion awaits agreement conditions and remaining statutory approvals.
Kotak Mahindra Bank Earnings Call Transcript: Key Takeaways
Kotak delivered strong PAT growth led by a massive FCNR(B) deposit mobilization, which provided significant liquidity for future deployment. Management is prioritizing responsible growth while navigating a rising interest rate environment.
- Call
- Guides 19% growth
Kotak Mahindra Bank Other Announcement
Kotak Mahindra Bank filed its Regulation 54(3) security cover statement as at 30 September 2026. It is a routine compliance certificate with no stated cover ratio.
Kotak Mahindra Bank Management Change
Kotak Mahindra Bank named Anup Kumar Saha MD & CEO from January 2027. Ashu Suyash re-appointed as Independent Director for three years.
- Execution
- Three years, 1 January 2027 onward (MD & CEO); 24 January 2027 to 23 January 2030 (Independent Director)
Kotak Mahindra Bank Investor Presentation: Key Takeaways
Q2FY27 consolidated PAT ₹5,645 cr (+26% YoY); Bank PAT ₹4,212 cr (+29%). NII +16%, credit cost 0.35% (0.79%), bank ROE 11.65%. Strategy: 'Transforming for scale' via segments, product businesses, tech/AI.
Kotak Mahindra Bank Results Update
Kotak Mahindra Bank's media release reports Q2FY27 standalone PAT of ₹4,212 crore, up 29% YoY. Consolidated PAT rose 26% YoY to ₹5,645 crore.