| Margins | NIM at 4.53%; Cost of Funds improved to 4.46%. |
|---|---|
| Demand visibility | Strong credit growth at ~19% in Indian economy. |
| Management confidence | High |
Growth
Q1FY27 Net Profit reached ₹4,123 cr (+26% YoY). Customer assets grew 16% YoY to ₹5,70,901 cr.
Outlook
Targeting 30% gender diversity by FY29; focus on scaling Kotak811 (growing 32% YoY) and AI-driven operational efficiency.
Risks
Potential headwinds from global events affecting INR; slight moderation in NIM to 4.53% vs 4.65% YoY.
Investor Presentation filed with BSE, NSE: KOTAKBANK. Summary written with AI assistance from the document.
Kotak Mahindra Bank Ltd: key numbers
- Share price
- ₹404.00
- Market cap
- ₹4,01,894 Cr
- Revenue (annual)
- ₹69,781 Cr
- Net profit (annual)
- ₹19,288 Cr
- P/E (TTM)
- 19.8×Sector 22.0×
- Promoter holding
- 25.87%+0.00% QoQ
- FII holding
- 25.21%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Kotak Mahindra Bank Ltd
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Kotak Mahindra Bank Capital Structure Change
Kotak Mahindra Bank has allotted equity shares under its ESOP/ESPS schemes. This allotment increases the bank's paid-up share capital.
Kotak Mahindra Bank Employee Stock Options
Kotak Mahindra Bank has allotted 2,25,250 equity shares upon the exercise of employee stock options. This follows the exercise of options under existing bank schemes.
Kotak Mahindra Bank Management Change
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Kotak Mahindra Bank Employee Stock Options
Kotak Mahindra Bank granted 7,14,080 ESOPs under its 2023 scheme, vesting 25% annually over four years. No exercise price is disclosed.
Kotak Mahindra Bank Earnings Call: Key Takeaways
Kotak Mahindra Bank reported strong Q1FY27 consolidated PAT of ₹5,480 cr, up 23% YoY. The bank is focusing on scaling its diversified financial conglomerate structure while maintaining a healthy ROA of 2.14%.