| Management target | Revenue 19.0% FY27 |
|---|
| Revenue growth | Net interest income grew 16% YoY; overall advances grew 25% YoY. |
|---|---|
| Margins | NIM at 4.31%, down 22 bps sequentially due to FCNR(B) impact. |
| Demand visibility | Strong traction in focus customer segments like SME and corporate banking. |
| Management confidence | Balanced and strategic, focusing on long-term stability and technology-driven efficiency. |
Growth
PAT grew 26% YoY to ₹5,645 Cr. Net advances grew 25% YoY, including FCNR(B) related loans.
Outlook
Aims to grow advances at 1.5 to 2 times nominal GDP growth with responsible credit costs.
Risks
Rising cost of funds and NIM compression due to the impact of FCNR(B) liquidity mobilization.
Earnings Call Transcript filed with NSE, NSE: KOTAKBANK. Summary written with AI assistance from the document.
Kotak Mahindra Bank Ltd: key numbers
- Share price
- ₹440.00
- Market cap
- ₹4,37,707 Cr
- Revenue (annual)
- ₹69,781 Cr
- Net profit (annual)
- ₹19,288 Cr
- P/E (TTM)
- 20.4×Sector 19.7×
- Promoter holding
- 25.87%+0.00% QoQ
- FII holding
- 24.65%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Kotak Mahindra Bank Ltd
All →Kotak Mahindra Bank Other Announcement
Kotak Mahindra Bank filed its Regulation 54(3) security cover statement as at 30 September 2026. It is a routine compliance certificate with no stated cover ratio.
Kotak Mahindra Bank Management Change
Kotak Mahindra Bank named Anup Kumar Saha MD & CEO from January 2027. Ashu Suyash re-appointed as Independent Director for three years.
- Execution
- Three years, 1 January 2027 onward (MD & CEO); 24 January 2027 to 23 January 2030 (Independent Director)
Kotak Mahindra Bank Investor Presentation: Key Takeaways
Q2FY27 consolidated PAT ₹5,645 cr (+26% YoY); Bank PAT ₹4,212 cr (+29%). NII +16%, credit cost 0.35% (0.79%), bank ROE 11.65%. Strategy: 'Transforming for scale' via segments, product businesses, tech/AI.
Kotak Mahindra Bank Results Update
Kotak Mahindra Bank's media release reports Q2FY27 standalone PAT of ₹4,212 crore, up 29% YoY. Consolidated PAT rose 26% YoY to ₹5,645 crore.
Kotak Mahindra Bank Financial Results
Kotak Mahindra Bank's board approved unaudited consolidated and standalone results for the quarter and half-year ended September 2026. Joint auditors issued unmodified review conclusions on the statements.
Kotak Mahindra Bank Other Announcement
The company filed its quarterly shareholding pattern for the period ended September 30, 2026, in compliance with SEBI regulations.