| Revenue growth | Net Total Income up 9% YoY to ₹11,266 cr. |
|---|---|
| Margins | NIM at 4.53%; Cost of Funds decreased to 4.46% YoY. |
| Demand visibility | Strong growth in SME (20% YoY) and Personal Loans. |
| Management confidence | High; emphasizing 'Transforming for scale' and conglomerate profitability. |
Growth
Consolidated PAT grew 23% YoY to ₹5,480 cr. Bank standalone PAT grew 26% YoY to ₹4,123 cr.
Outlook
Targeting 30% gender diversity by FY29. Focus on scaling digital journeys via Kotak811 and SME sector growth.
Risks
NIM compressed to 4.53% from 4.65% YoY. CASA ratio declined slightly to 40.3% from 40.9% YoY.
Earnings Call filed with NSE, NSE: KOTAKBANK. Summary written with AI assistance from the document.
Kotak Mahindra Bank Ltd: key numbers
- Share price
- ₹404.00
- Market cap
- ₹4,01,894 Cr
- Revenue (annual)
- ₹69,781 Cr
- Net profit (annual)
- ₹19,288 Cr
- P/E (TTM)
- 19.8×Sector 22.0×
- Promoter holding
- 25.87%+0.00% QoQ
- FII holding
- 25.21%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Kotak Mahindra Bank Ltd
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Kotak Mahindra Bank Employee Stock Options
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Kotak Mahindra Bank Investor Presentation: Key Takeaways
Kotak Mahindra Bank reported strong Q1FY27 results with 26% YoY PAT growth, driven by healthy NIMs and loan book expansion across SME and Institutional segments.