ALFA Finder| Revenue growth | Net Interest Income grew 8% YoY in Q4FY26. |
|---|---|
| Margins | Consolidated ROA at 2.18% for Q4; NIMs under pressure. |
| Demand visibility | Strong traction in Home Loans (18%) and Business Banking (24%). |
Growth
Bank PAT grew 13% YoY in Q4FY26; Net Advances grew 16% YoY. Consolidated AUM increased 12% YoY to ₹7.47 lakh cr.
Outlook
Strong capital position with 23% CAR. Focus on scaling SME (24% growth) and digital acquisition via Kotak811.
Risks
NIM compression from 4.97% to 4.67% YoY. Asset management PAT declined 51% in Q4 due to lower investment income.
Earnings Call filed with NSE, NSE: KOTAKBANK. Summary written with AI assistance from the document.
Kotak Mahindra Bank Ltd: key numbers
- Share price
- ₹490.40
- Market cap
- ₹4,87,844 Cr
- Revenue (annual)
- ₹69,781 Cr
- Net profit (annual)
- ₹19,288 Cr
- P/E (TTM)
- 22.7×Sector 20.8×
- Promoter holding
- 25.87%+0.00% QoQ
- FII holding
- 24.65%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Kotak Mahindra Bank Ltd
All →Kotak Mahindra Bank Acquisition
Kotak Mahindra Bank received CCI approval for acquiring Deutsche Bank's India retail, private banking and wealth business. Completion awaits agreement conditions and remaining statutory approvals.
Kotak Mahindra Bank Earnings Call Transcript: Key Takeaways
Kotak delivered strong PAT growth led by a massive FCNR(B) deposit mobilization, which provided significant liquidity for future deployment. Management is prioritizing responsible growth while navigating a rising interest rate environment.
- Call
- Guides 19% growth
Kotak Mahindra Bank Other Announcement
Kotak Mahindra Bank filed its Regulation 54(3) security cover statement as at 30 September 2026. It is a routine compliance certificate with no stated cover ratio.
Kotak Mahindra Bank Management Change
Kotak Mahindra Bank named Anup Kumar Saha MD & CEO from January 2027. Ashu Suyash re-appointed as Independent Director for three years.
- Execution
- Three years, 1 January 2027 onward (MD & CEO); 24 January 2027 to 23 January 2030 (Independent Director)
Kotak Mahindra Bank Investor Presentation: Key Takeaways
Q2FY27 consolidated PAT ₹5,645 cr (+26% YoY); Bank PAT ₹4,212 cr (+29%). NII +16%, credit cost 0.35% (0.79%), bank ROE 11.65%. Strategy: 'Transforming for scale' via segments, product businesses, tech/AI.
Kotak Mahindra Bank Results Update
Kotak Mahindra Bank's media release reports Q2FY27 standalone PAT of ₹4,212 crore, up 29% YoY. Consolidated PAT rose 26% YoY to ₹5,645 crore.