| Margins | NIM improved to 3.07% in Q4 from 2.92% in Q3. |
|---|---|
| Demand visibility | Positive momentum in retail, agri, and MSME (RAM) segments. |
| Management confidence | High; management stands firm on 15% business growth targets for FY27. |
Growth
FY26 PAT grew 3% YoY; Q4 PAT up 62% YoY. Aggregate business reached ₹1,92,118cr, up 5.12% QoQ.
Outlook
FY27 Guidance: 15% overall business growth, 15-20% advance growth, ROA at 1%+, and 33%+ CASA ratio.
Risks
Global geopolitical tensions, West Asia conflict, and rising input costs/inflation impacting economic expansion.
Earnings Call filed with BSE, NSE: KTKBANK. Summary written with AI assistance from the document.
Karnataka Bank Ltd: key numbers
- Share price
- ₹335.50
- Market cap
- ₹12,695 Cr
- Revenue (annual)
- ₹8,918 Cr
- Net profit (annual)
- ₹1,311 Cr
- P/E (TTM)
- 8.8×Sector 22.0×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 13.10%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Karnataka Bank Ltd
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- Execution
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