ALFA Finder| Revenue growth | Total Income (Net of Interest) grew 13.47% QoQ to ₹1,241.81 Cr. |
|---|---|
| Margins | NIM improved to 3.07% in Q4FY26 from 2.92% in Q3FY26. |
| Demand visibility | Strong 8% QoQ growth in Gross Advances to ₹83,340 Cr. |
Growth
PAT grew 61.74% YoY; Net Interest Income rose 7.98% YoY to ₹842.95 Cr. Gross Advances increased 8% QoQ.
Outlook
Targets 3.0%-3.3% NIM and 1.1%-1.2% ROA. Focus on end-to-end digitization of MSME products and retail expansion.
Risks
Slight QoQ increase in other operating expenses; credit cost remains low but rising from 0.05% to 0.10% YoY.
Earnings Call filed with BSE, NSE: KTKBANK. Summary written with AI assistance from the document.
Karnataka Bank Ltd: key numbers
- Share price
- ₹359.35
- Market cap
- ₹13,599 Cr
- Revenue (annual)
- ₹8,918 Cr
- Net profit (annual)
- ₹1,311 Cr
- P/E (TTM)
- 8.8×Sector 20.8×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 16.30%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Karnataka Bank Ltd
All →Karnataka Bank Management Change
Karnataka Bank appointed Mr. Sughosh Nagendra as Chief Technology Officer, effective 30 October 2026. The appointment is a senior management change with no monetary value.
Karnataka Bank Earnings Call Transcript: Key Takeaways
Karnataka Bank reported robust growth across key metrics, driven by retail expansion and strategic pruning of low-yield corporate exposure.
- Call
- Guides 15% growth
Karnataka Bank Investor Presentation: Key Takeaways
Q2 FY27: PAT ₹436 cr (+36.6% YoY), NII ₹982 cr (+34.9% YoY), gross advances ₹92,015 cr (+25% YoY), GNPA 2.27% (-106 bps YoY). Asset quality and CASA are the focus.
Karnataka Bank Results Update
Karnataka Bank's board approved Q2 FY27 results, with net profit of Rs.435.89 crore, up 37% YoY. Aggregate business hit an all-time high of Rs.2,07,132.41 crore.
Karnataka Bank Q2 FY27 Results: Net Profit ₹435.9 Cr, Up 36.6% YoY
Karnataka Bank Ltd reported revenue from operations of ₹2,504 Cr (+14.9% YoY) and net profit of ₹435.9 Cr (+36.6% YoY) for Q2 FY27.
- Key figure
- Net profit ₹435.9 Cr · +36.6% YoY
Karnataka Bank Management Change
Karnataka Bank's Chief Operating Officer, Mr. Raja B S, has resigned from the Bank's services, effective October 19, 2026, to pursue other career interests.