| Revenue growth | GWP at ₹11,294cr, up 9.8% YoY. |
|---|---|
| Margins | Ind AS Combined Ratio improved to 103% from 104%. |
| Demand visibility | Strong growth in Motor TP and OD segments. |
| Management confidence | High; focuses on tech-led simple insurance and scaling distribution. |
Growth
FY26 Gross Written Premium grew 9.8% to ₹11,294cr. PAT (Ind AS) rose 50.8% to ₹778cr.
Outlook
Solvency ratio remains strong at 2.42x, well above the 1.50x regulatory requirement.
Risks
Market volatility impacted unrealized gains; sharp rise in bond yields and Middle East war influenced equity corrections.
Earnings Call filed with NSE, NSE: GODIGIT. Summary written with AI assistance from the document.
Go Digit General Insurance Ltd: key numbers
- Share price
- ₹253.70
- Market cap
- ₹23,397 Cr
- Revenue (annual)
- ₹10,005 Cr
- Net profit (annual)
- ₹544.4 Cr
- P/E (TTM)
- 45.4×Sector 22.0×
- Promoter holding
- 73.00%-0.01% QoQ
- FII holding
- 8.23%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Go Digit General Insurance Ltd
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Go Digit General Insurance Investor Presentation: Key Takeaways
Go Digit reported Q1 FY27 results, transitioning to IFRS/Ind-AS. PAT (with DAC, no discounting) was ₹190 Cr, down 5% YoY. Solvency remains strong at 2.43x.
Go Digit General Insurance Earnings Call Transcript: Key Takeaways
Digit is intentionally sacrificing top-line growth to preserve margins amidst an irrational pricing environment, particularly in motor and fire segments.
Go Digit General Insurance Investor Presentation: Key Takeaways
Go Digit Q1 FY27 results show focus on 'profitability over growth'. Reported NEP of ₹2,007 cr (+7.6% YoY) but a de-growth in GWP (-8.4%) and GDPI (-2.4%).