| Revenue growth | NEP grew 7.6% YoY; GWP declined 8.4%. |
|---|---|
| Margins | Combined operating ratio rose to 100.8% (IndAS). |
| Order book | AUM stood at ₹23,377 cr (+14.2% YoY). |
| Demand visibility | Soft market conditions noted in strategy headline. |
| Management confidence | Focusing on 'Profitability Discipline Over Growth'. |
Growth
IndAS Profit After Tax (PAT) for Q1 FY27 was ₹372 cr. NEP grew 7.6% YoY to ₹2,007 cr.
Outlook
Solvency remains strong at 2.43x. Management targets profitability discipline in a soft market environment.
Risks
Loss ratio increased to 73.3% from 70.3% YoY; combined ratio worsened to 107.2% with DAC.
Last quarter's promises, checked
Delivered
- Target 10% equity allocation → delivered 8.5% with runway to 12.5% (= BEAT)
- Target leverage of 5.0x → delivered 5.0x (= BEAT)
- Target improved loss ratio vs previous quarter → delivered 1.3% improvement (= BEAT)
Partly delivered
- Target GDPI growth vs industry (13%) → delivered 16.2% overall but 0.4% in motor (= PARTIAL)
Missed
- Target motor loss ratio stable vs last year → delivered 73.3% vs 70.3% (= MISS)
- Target combined ratio improvement → delivered 107.2% vs 105.7% (= MISS)
Investor Presentation filed with NSE, NSE: GODIGIT. Summary written with AI assistance from the document.
Go Digit General Insurance Ltd: key numbers
- Share price
- ₹253.70
- Market cap
- ₹23,397 Cr
- Revenue (annual)
- ₹10,005 Cr
- Net profit (annual)
- ₹544.4 Cr
- P/E (TTM)
- 45.4×Sector 22.0×
- Promoter holding
- 73.00%-0.01% QoQ
- FII holding
- 8.23%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Go Digit General Insurance Ltd
All →Go Digit General Insurance Credit Rating
Cril re-affirmed Go Digit General Insurance Ltd's Corporate Credit Rating as AA-. The rating carries a Rating Watch with Developing Implications, flagging a potential future change.
Go Digit General Insurance Acquisition
Go Digit General Insurance updated its draft Scheme of Amalgamation with Go Digit Infoworks Services to include mandatory regulatory references required by the IRDAI.
Go Digit General Insurance Management Change
Mr. Giridhar Aramane has resigned as an Independent Director of Go Digit General Insurance Limited. The resignation follows his appointment as Chairman and MD of Unitech Limited.
Go Digit General Insurance Investor Presentation: Key Takeaways
Go Digit reported Q1 FY27 results, transitioning to IFRS/Ind-AS. PAT (with DAC, no discounting) was ₹190 Cr, down 5% YoY. Solvency remains strong at 2.43x.
Go Digit General Insurance Earnings Call Transcript: Key Takeaways
Digit is intentionally sacrificing top-line growth to preserve margins amidst an irrational pricing environment, particularly in motor and fire segments.
Go Digit General Insurance Q1 FY27 Results: Net Profit ₹86.4 Cr, Down 37.5% YoY
Go Digit General Insurance Ltd reported revenue from operations of ₹2,359 Cr (+8.3% YoY) and net profit of ₹86.4 Cr (-37.5% YoY) for Q1 FY27.
- Key figure
- Net profit ₹86.4 Cr · -37.5% YoY