ALFA Finder| Revenue growth | NEP grew 7.6% YoY; GWP declined 8.4%. |
|---|---|
| Margins | Combined operating ratio rose to 100.8% (IndAS). |
| Order book | AUM stood at ₹23,377 cr (+14.2% YoY). |
| Demand visibility | Soft market conditions noted in strategy headline. |
| Management confidence | Focusing on 'Profitability Discipline Over Growth'. |
Growth
IndAS Profit After Tax (PAT) for Q1 FY27 was ₹372 cr. NEP grew 7.6% YoY to ₹2,007 cr.
Outlook
Solvency remains strong at 2.43x. Management targets profitability discipline in a soft market environment.
Risks
Loss ratio increased to 73.3% from 70.3% YoY; combined ratio worsened to 107.2% with DAC.
Last quarter's promises, checked
Delivered
- Target 10% equity allocation → delivered 8.5% with runway to 12.5% (= BEAT)
- Target leverage of 5.0x → delivered 5.0x (= BEAT)
- Target improved loss ratio vs previous quarter → delivered 1.3% improvement (= BEAT)
Partly delivered
- Target GDPI growth vs industry (13%) → delivered 16.2% overall but 0.4% in motor (= PARTIAL)
Missed
- Target motor loss ratio stable vs last year → delivered 73.3% vs 70.3% (= MISS)
- Target combined ratio improvement → delivered 107.2% vs 105.7% (= MISS)
Investor Presentation filed with NSE, NSE: GODIGIT. Summary written with AI assistance from the document.
Go Digit General Insurance Ltd: key numbers
- Share price
- ₹258.55
- Market cap
- ₹23,845 Cr
- Revenue (annual)
- ₹10,005 Cr
- Net profit (annual)
- ₹544.4 Cr
- P/E (TTM)
- 28.6×Sector 20.8×
- Promoter holding
- 72.96%-0.04% QoQ
- FII holding
- 6.58%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Go Digit General Insurance Ltd
All →Go Digit General Insurance Earnings Call Transcript: Key Takeaways
Flood-hit quarter: GDPI -1.1% vs industry +7%, PAT ex-MTM ₹208 Cr vs ₹277 Cr. Management reframes results via Ind AS and ex-flood adjustments, and defers discounting detail to February.
Go Digit General Insurance Acquisition
Go Digit shareholders approved the amalgamation of Go Digit Infoworks Services into the company at an NCLT-convened meeting. No cash consideration is payable under the scheme.
Go Digit General Insurance Investor Presentation: Key Takeaways
Q2 FY27 Ind AS insurance revenue ₹2,720 cr (+1.7%); PAT ex-MTM ₹208 cr (-24.9%) on claims ratio 62.4%; CISR 99.8%; solvency 2.40x.
Go Digit General Insurance Q2 FY27 Results: Net Profit ₹142.4 Cr, Down 31.1% YoY
Go Digit General Insurance Ltd reported revenue from operations of ₹2,720 Cr (+1.7% YoY) and net profit of ₹142.4 Cr (-31.1% YoY) for Q2 FY27.
- Key figure
- Net profit ₹142.4 Cr · -31.1% YoY
Go Digit General Insurance Board Meeting Date
Go Digit General Insurance has scheduled a board meeting on 5 November 2026 to approve unaudited Q2 and H1 FY27 results. The trading window stays closed until 9 November 2026.
Go Digit General Insurance Credit Rating
Go Digit General Insurance's CRISIL corporate credit rating was re-affirmed at AA- on 23 October 2026. The outlook moved from Rating Watch with Developing Implications to Rating Watch with Positive Implications.