| Revenue growth | NII grew 14.8% for FY26. |
|---|---|
| Margins | Gold yields slightly lower due to back-ended disbursals. |
| Demand visibility | Strong momentum in gold loans and mortgage segments. |
| Management confidence | High confidence in ST LAP turnaround and secured lending strategy. |
Growth
AUM grew 27% YoY to ₹20,153cr; Gold loan AUM grew 76% YoY. Q4 PAT rose 40% YoY to ₹100.5cr.
Outlook
Guided for 20-25% AUM growth; targeting 20-30 bps ROA improvement in FY27 through opex and credit cost reduction.
Risks
ST LAP segment faced past credit cost issues; rising interest rates and geopolitical volatility in the Gulf impacting finance costs.
Earnings Call filed with BSE, NSE: FEDFINA. Summary written with AI assistance from the document.
Fedbank Financial Services Ltd: key numbers
- Share price
- ₹151.68
- Market cap
- ₹5,690 Cr
- Revenue (annual)
- ₹2,224 Cr
- Net profit (annual)
- ₹343.6 Cr
- P/E (TTM)
- 14.9×Sector 22.0×
- Promoter holding
- 60.67%-0.12% QoQ
- FII holding
- 9.30%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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- Call
- Guides 25% growth
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