| Management target | Revenue 25.0% FY27 |
|---|
| Revenue growth | AUM grew 37% YoY; core NII up 40.9% YoY. |
|---|---|
| Margins | Yields stable at 16.4%; cost of borrowing held flat at 7.8%. |
| Demand visibility | Strong seasonality expected in H2 for Gold and MSME segments. |
| Management confidence | Highly confident, emphasizing resilience across business cycles and predictable earnings. |
Growth
AUM grew 37% YoY to ₹22,035 Cr, driven by a 77% surge in Gold loans.
Outlook
Targeting 3% ROA and 18% ROE soon; AUM growth guided at 22-25% for FY27.
Risks
Technical delinquencies in gold loans rose due to the transition to periodic interest payment models.
Earnings Call Transcript filed with BSE, NSE: FEDFINA. Summary written with AI assistance from the document.
Fedbank Financial Services Ltd: key numbers
- Share price
- ₹148.70
- Market cap
- ₹5,580 Cr
- Revenue (annual)
- ₹2,224 Cr
- Net profit (annual)
- ₹343.6 Cr
- P/E (TTM)
- 12.9×Sector 19.7×
- Promoter holding
- 60.64%-0.03% QoQ
- FII holding
- 9.69%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Fedbank Financial Services Ltd
All →Fedbank Financial Services Employee Stock Options
Fedbank Financial granted 1,65,000 ESOS-2024 stock options to eligible employees at Rs 155.10 each. Vesting occurs between one and four years from grant.
- Execution
- Vesting not earlier than 1 year and not later than 4 years from grant; exercisable within 3 years of vesting
Fedbank Financial Services Other Announcement
Fedbank Financial Services Ltd has submitted its quarterly shareholding pattern for the period ended September 30, 2026, pursuant to SEBI Listing Regulations.
Fedbank Financial Services Employee Stock Options
Fedbank Financial Services Limited has allotted shares under its ESOP scheme. The allotment increases the company's paid-up share capital by approximately Rs. 0.08 Crore.
- Value
- ₹0.08 Cr
Fedbank Financial Services Employee Stock Options
Fedbank Financial Services Limited allotted 84,890 equity shares following the exercise of vested stock options under its ESOS 2018 scheme.
Fedbank Financial Services Investor Presentation: Key Takeaways
Fedbank Financial Services reported strong Q2 FY27 results with AUM growing 36.6% YoY to ₹22,035 Cr. Strategy focuses on collateralized MSME lending across gold and mortgage products.
Fedbank Financial Services Results Update
Fedbank Financial Services reported a 63.1% YoY increase in Net Profit to ₹130.8 Crore for Q2 FY27. Assets Under Management grew 36.6% to ₹22,035 Crore.
- Value
- ₹130.8 Cr
- total branches
- 831.0 branches