| Revenue growth | AUM up 27% YoY to ₹20,153cr; Gold loans up 76%. |
|---|---|
| Margins | Yields softened 12bps due to massive gold loan mix increase. |
| Demand visibility | Strong demand in gold and medium-ticket LAP segments. |
| Management confidence | Cautiously optimistic; focusing on 'rebuild' year recovery and secured assets. |
Growth
AUM grew 27% YoY; Gold loans surged 76% YoY, becoming the primary growth engine.
Outlook
Targeting 20-25% AUM growth in FY27 with 20-30 bps ROA expansion.
Risks
Gold price volatility and geopolitical instability in the Gulf could pressure borrowing costs/liquidity.
Earnings Call filed with NSE, NSE: FEDFINA. Summary written with AI assistance from the document.
Fedbank Financial Services Ltd: key numbers
- Share price
- ₹151.68
- Market cap
- ₹5,690 Cr
- Revenue (annual)
- ₹2,224 Cr
- Net profit (annual)
- ₹343.6 Cr
- P/E (TTM)
- 14.9×Sector 22.0×
- Promoter holding
- 60.67%-0.12% QoQ
- FII holding
- 9.30%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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- Call
- Guides 25% growth
Fedbank Financial Services Earnings Call: Key Takeaways
Fedfina reported strong Q1 FY27 results with AUM growing 34.7% YoY to ₹21,136 Cr and PAT increasing 52.5% YoY to ₹114.4 Cr, driven by robust gold loan expansion.