ALFA Finder| Revenue growth | AUM up 27% YoY to ₹20,153cr; Gold loans up 76%. |
|---|---|
| Margins | Yields softened 12bps due to massive gold loan mix increase. |
| Demand visibility | Strong demand in gold and medium-ticket LAP segments. |
| Management confidence | Cautiously optimistic; focusing on 'rebuild' year recovery and secured assets. |
Growth
AUM grew 27% YoY; Gold loans surged 76% YoY, becoming the primary growth engine.
Outlook
Targeting 20-25% AUM growth in FY27 with 20-30 bps ROA expansion.
Risks
Gold price volatility and geopolitical instability in the Gulf could pressure borrowing costs/liquidity.
Earnings Call filed with NSE, NSE: FEDFINA. Summary written with AI assistance from the document.
Fedbank Financial Services Ltd: key numbers
- Share price
- ₹160.70
- Market cap
- ₹6,030 Cr
- Revenue (annual)
- ₹2,224 Cr
- Net profit (annual)
- ₹343.6 Cr
- P/E (TTM)
- 13.9×Sector 20.8×
- Promoter holding
- 60.64%-0.03% QoQ
- FII holding
- 9.69%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Fedbank Financial Services Ltd
All →Fedbank Financial Services Credit Rating
Fedbank Financial Services received ICRA [ICRA]AA+ (Stable) for a new Rs 500 Crore NCD programme and reaffirmed its subordinated debt and CP ratings. The rating action reflects strong parentage from Federal Bank.
Fedbank Financial Services Employee Stock Options
Fedbank Financial granted 1,65,000 ESOS-2024 stock options to eligible employees at Rs 155.10 each. Vesting occurs between one and four years from grant.
- Execution
- Vesting not earlier than 1 year and not later than 4 years from grant; exercisable within 3 years of vesting
Fedbank Financial Services Other Announcement
Fedbank Financial Services Ltd has submitted its quarterly shareholding pattern for the period ended September 30, 2026, pursuant to SEBI Listing Regulations.
Fedbank Financial Services Earnings Call Transcript: Key Takeaways
Fedfina delivered its strongest profitability quarter with ROE hitting 17% and PAT growing 63% YoY. The company is successfully transitioning from high-cost direct assignment reliance to core income growth.
- Call
- Guides 25% growth
Fedbank Financial Services Employee Stock Options
Fedbank Financial Services Limited has allotted shares under its ESOP scheme. The allotment increases the company's paid-up share capital by approximately Rs. 0.08 Crore.
- Value
- ₹0.08 Cr
Fedbank Financial Services Employee Stock Options
Fedbank Financial Services Limited allotted 84,890 equity shares following the exercise of vested stock options under its ESOS 2018 scheme.