ALFA Finder| Management target | Revenue 20.0% FY27 |
|---|
| Revenue growth | Total net income up 19% YoY; gross advances up 27% YoY. |
|---|---|
| Margins | NIMs compressed 12bps to 7.24% due to elevated funding costs. |
| Demand visibility | Strong momentum in small business, housing, and used vehicle finance. |
| Management confidence | Confident; targeting ROA expansion despite cost of funds pressure. |
Growth
Gross advances grew 27% YoY to 47,641 crore, led by small business and vehicle finance segments.
Outlook
Guided for 20%+ advances growth and 1.2% ROA for full year FY27.
Risks
NIM compressed 12 bps to 7.24% due to rising interest costs; analyst stress-tested CASA stability.
Earnings Call Transcript filed with BSE, NSE: EQUITASBNK. Summary written with AI assistance from the document.
Equitas Small Finance Bank Ltd: key numbers
- Share price
- ₹55.96
- Market cap
- ₹6,403 Cr
- Revenue (annual)
- ₹6,794 Cr
- Net profit (annual)
- ₹116.0 Cr
- P/E (TTM)
- 9.1×Sector 20.8×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 15.80%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Equitas Small Finance Bank Ltd
All →Equitas Small Finance Bank Other Announcement
Equitas Small Finance Bank disclosed an ESG score of 68 assigned by CRISIL ESG Ratings, a SEBI-registered ERP, based on public information. The bank did not engage the agency for the rating.
Equitas Small Finance Bank Management Change
Equitas Small Finance Bank's MD & CEO P.N. Vasudevan resigned. Whole-time director Balaji Nuthalapadi was appointed interim MD & CEO for three months.
- Execution
- Three months from November 06, 2026, or until a regular MD & CEO is appointed, whichever is earlier
Equitas Small Finance Bank Capital Structure Change
SBI Mutual Fund sold 2.19 crore Equitas Small Finance Bank shares, cutting its stake from ~5% to 3.07%. The open-market sale reduces the holding to 3.07%.
Equitas Small Finance Bank Earnings Call Transcript: Key Takeaways
Bank crosses ₹1 lakh crore business milestone despite MD P.N. Vasudevan's surprise resignation over family investment conflicts.
Equitas Small Finance Bank Investor Presentation: Key Takeaways
Q2FY27 record PAT Rs218 Cr (vs Rs24 Cr); RoA 1.31%, RoE 13.50%; advances up 30% YoY to Rs50,669 Cr; NIM compressed to 6.69% on surplus liquidity.
Equitas Small Finance Bank Results Update
Equitas Small Finance Bank posted Q2FY27 PAT of ₹218 crore, up 803% YoY. Total business crossed ₹1 lakh crore with advances and deposits each surpassing ₹50,000 crore.