| Revenue growth | Net income +32% YoY |
|---|---|
| Margins | NIM 6.69%, down from 7.24% in Q1FY27; to improve over two quarters |
| Demand visibility | Disbursements Rs7,450 Cr, +38% YoY, +10% QoQ |
| Management confidence | Raised FY27 RoA guidance; Q4FY27 exit RoA target |
Growth
Net income +32% YoY; PAT Rs218 Cr, +803% YoY. Advances +30% YoY, deposits +19% YoY.
Outlook
FY27 RoA raised to ~1.35% from 1.20%; exit RoA ~1.5% in Q4FY27; advances growth 25%+ for FY27.
Risks
NIM down ~55bps QoQ on surplus liquidity; ~2.9% of advances drought-exposed (MH, KA); IRDAI rules ~Rs45 Cr fee risk.
Investor Presentation filed with BSE, NSE: EQUITASBNK. Summary written with AI assistance from the document.
Equitas Small Finance Bank Ltd: key numbers
- Share price
- ₹64.51
- Market cap
- ₹7,381 Cr
- Revenue (annual)
- ₹6,794 Cr
- Net profit (annual)
- ₹116.0 Cr
- P/E (TTM)
- 14.5×Sector 19.7×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 15.80%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Equitas Small Finance Bank Ltd
All →Equitas Small Finance Bank Results Update
Equitas Small Finance Bank posted Q2FY27 PAT of ₹218 crore, up 803% YoY. Total business crossed ₹1 lakh crore with advances and deposits each surpassing ₹50,000 crore.
Equitas Small Finance Bank Management Change
Equitas Small Finance Bank's MD & CEO P. N. Vasudevan resigned effective upon successor appointment. The Board will recommend suitable candidates subject to RBI approval.
Equitas Small Finance Bank Q2 FY27 Results: Net Profit ₹218 Cr, Up 804.6% YoY
Equitas Small Finance Bank Ltd reported revenue from operations of ₹2,066 Cr (+27.7% YoY) and net profit of ₹218 Cr (+804.6% YoY) for Q2 FY27.
- Key figure
- Net profit ₹218 Cr · +804.6% YoY
Equitas Small Finance Bank Other Announcement
The company submitted its quarterly shareholding pattern for the period ending September 30, 2026. This is a periodic regulatory compliance filing required under SEBI listing regulations.
Equitas Small Finance Bank Board Meeting Date
Equitas Small Finance Bank will hold a board meeting on 29 Oct 2026 to consider unaudited H1 FY27 standalone results. No financial figures are disclosed.
Equitas Small Finance Bank Credit Rating
Equitas Small Finance Bank announced that CARE Ratings reaffirmed the "CARE AA-; Stable" rating for its issuer, Lower Tier II, and Tier II bond issues.