ALFA Finder| Management target | Revenue 20.0% FY27 |
|---|
| Margins | NIM at 7.24%; impacted by cost of funds rise. |
|---|---|
| Order book | Gross Advances at ₹47,641 Cr. |
| Demand visibility | Strong disbursements growth of 93% YoY. |
| Management confidence | High; targets 1.5% exit RoA in Q4FY27. |
Growth
Gross advances grew 27% YoY to ₹47,641 Cr; disbursements rose 93% YoY. Net income grew 19% YoY.
Outlook
Management guides for 20%+ advances growth and ~1.2% RoA for full year FY27, exiting at 1.5% RoA.
Risks
Seasonal factors impacting credit costs (1.03% in Q1FY27); CASA ratio moderated to 25% from 29% YoY.
Investor Presentation filed with BSE, NSE: EQUITASBNK. Summary written with AI assistance from the document.
Equitas Small Finance Bank Ltd: key numbers
- Share price
- ₹55.96
- Market cap
- ₹6,403 Cr
- Revenue (annual)
- ₹6,794 Cr
- Net profit (annual)
- ₹116.0 Cr
- P/E (TTM)
- 9.1×Sector 20.8×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 15.80%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Equitas Small Finance Bank Ltd
All →Equitas Small Finance Bank Other Announcement
Equitas Small Finance Bank disclosed an ESG score of 68 assigned by CRISIL ESG Ratings, a SEBI-registered ERP, based on public information. The bank did not engage the agency for the rating.
Equitas Small Finance Bank Management Change
Equitas Small Finance Bank's MD & CEO P.N. Vasudevan resigned. Whole-time director Balaji Nuthalapadi was appointed interim MD & CEO for three months.
- Execution
- Three months from November 06, 2026, or until a regular MD & CEO is appointed, whichever is earlier
Equitas Small Finance Bank Capital Structure Change
SBI Mutual Fund sold 2.19 crore Equitas Small Finance Bank shares, cutting its stake from ~5% to 3.07%. The open-market sale reduces the holding to 3.07%.
Equitas Small Finance Bank Earnings Call Transcript: Key Takeaways
Bank crosses ₹1 lakh crore business milestone despite MD P.N. Vasudevan's surprise resignation over family investment conflicts.
Equitas Small Finance Bank Investor Presentation: Key Takeaways
Q2FY27 record PAT Rs218 Cr (vs Rs24 Cr); RoA 1.31%, RoE 13.50%; advances up 30% YoY to Rs50,669 Cr; NIM compressed to 6.69% on surplus liquidity.
Equitas Small Finance Bank Results Update
Equitas Small Finance Bank posted Q2FY27 PAT of ₹218 crore, up 803% YoY. Total business crossed ₹1 lakh crore with advances and deposits each surpassing ₹50,000 crore.